Amica Insurance in Portland, ME with Reviews -
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By: Kt O.
Aaa Local Offices
I have been a AAA member for 7 years and have rarely used their roadside service. I ended up running out of gas right in the center of Gray, Maine. I immediately called AAA because all of my friends and family were atleast 45 minutes away from me and at work. I had my 5 month old daughter in the car with me and it was below 32 degrees outside. I told the service representative this. They told me they would put a rush on it and would be there within 45 minutes. After an hour, and still no sight of them, I called again. They apologized and told me 15 more minutes. I continued to call them every half an hour when the AAA truck never came. They continued to tell me the truck was "just around the corner" or "almost there" for almost 4 hours! I knew I should have called family but I believed the service person when they told me they were coming. Eventually I called them crying because I feared for my daughter's safety in the cold. Their answer was that they could call the police and child protection services could come take her. Not exactly what a mother wants to hear. 4 hours after my original call they finally came and gave me gas. I wanted to make a complaint, they never called me back. When I call them they say they lost my complaint and need my information again. They have lost my complaint twice now and no one has called me from their customer service center like they told me they would. They have only aplogized, and dont seem to care about safety and efficiency at all. Honistly it sounds like a bunch of kids work there, I heard they will hire anyone. I will not be renewing my membership with them, nor do I suggest other people do business with them
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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