Texas Farm Bureau Insurance in Port Arthur, TX with Reviews - YP.com

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10/21/2015
By: James P.
TWFG Insurance - Terry Cauthen
Terry Cauthen and I have become friends because of how well he handles my insurance needs. I always know that TWFG Insurance and Terry Cauthen have been working hard to get me the best deals out there.
10/24/2014
By: Sagrario O.
Allstate Insurance Agent: Maria Flores
In my experience, Maria S Flores Insurance is the best. I am always able to contact my agent about anything and my questions/concerns are always answer in a timely manner.
11/18/2015
By: Bethany O.
TWFG Insurance - Terry Cauthen
I have nothing but positive things to say about Terry. He is great at what he does and always provides me with clear and helpful responses to my questions and concerns.
04/02/2015
By: Camille G.
TWFG Insurance - Terry Cauthen
TWFG Insurance is great, I really feel like I can trust them. So much so that I even recommended Terry Cauthen to my kids when they needed their own insurance.
01/19/2017
By: Robert M.
TWFG Insurance - Terry Cauthen
I love Terry! I have been his client for the past 20 year. Each year when it is time to renew, I never hesitate because of how well they do their business.
01/30/2015
By: Kendal K.
TWFG Insurance - Terry Cauthen
Terry at TWFG Insurance is always willing to help in any way he can. I could not be more satisfied with my insurance rates and coverage with him.
02/13/2015
By: Sandy O.
TWFG Insurance - Terry Cauthen
I like that with TWFG Insurance - Terry Cauthen, I can call my agent whenever I need to talk to her, she always makes herself available.
12/09/2014
By: Ron W.
TWFG Insurance - Terry Cauthen
TWFG Insurance Services will always provide you with great insurance services. Terry has become like my friend over the years.
01/13/2015
By: Pat R.
TWFG Insurance - Terry Cauthen
TWFG Insurance - Terry Cauthen is a wonderful insurance provider. Terry and staff are very helpful and easy to work with.
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08/09/2016
By: Justin B.
TWFG Insurance - Terry Cauthen
They must have a great reputation because I heard of them through word of mouth. I would highly recommend their services.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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