10/31/2012
By: beaware5
Grace Period
I first used Grace Period about 2 years ago. They seemed legit and the savings account thing was helpful. I used them about 10 times in the past 2 years. Gradually during that time I began to notice their repayment amounts were getting higher. Then, last month I took out a $500 loan and they are charging me $405/month for 3 months to pay it back. That's over 200% profit margin and they are supposed to be nonprofit. They are only putting in $25/month into the savings. And, their fuzzy math doesn't add up. I will be filing a formal complaint against them.
11/29/2013
By: Patrick D.
Grace Period
I have been a member for about five years and after reading the one star reviews it's mind boggling to me that someone could have a problem with this organization.They must have quit before allowing the program to work for them. It's a savings club not a bank.If you stay with the program you get all fees payed back to you and you end up with a savings.I'm just sorry it took me so long to post a review.
12/17/2013
By: Dion S.
Grace Period
Grace Period helped me when I was in a bind. Their rates are manageable and the staff is helpful and friendly. When you need assistance they get back to you in a reasonable amount of time.Thanks to everyone @ Grace Period
12/19/2013
By: Michelle S.
Grace Period
Grace Period is a great place for a short-term loan that not only gives you cash when you need it, but it's program helps you build a savings so you can use your own money when you need it.
12/27/2013
By: David K.
Grace Period
As soon as I came in the front door everyone was super nice. Went over the whole process with me and explained everything so I could understand it.
10/28/2013
By: patricia346
Grace Period
Great program, helped me save for car repairs. Excellent costumer service provided by Sam.
10/30/2013
By: patricia346
Grace Period
Provided fantastic service and helped me create a savings fund.
12/26/2013
By: Margaret H.
Grace Period
Sam was very nice and helpful!

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