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10/31/2012
By: beaware5
Grace Period
I first used Grace Period about 2 years ago. They seemed legit and the savings account thing was helpful. I used them about 10 times in the past 2 years. Gradually during that time I began to notice their repayment amounts were getting higher. Then, last month I took out a $500 loan and they are charging me $405/month for 3 months to pay it back. That's over 200% profit margin and they are supposed to be nonprofit. They are only putting in $25/month into the savings. And, their fuzzy math doesn't add up. I will be filing a formal complaint against them.
05/28/2015
By: Chuck J.
Jackson Chuck Insurance Agency Inc
Chuck is so nice. He really takes the time to explain things and answer all of my questions. I have had them for a long time and I've never even considered going anywhere else. I love that I can do everything in one place. The Apps and website are very useful, and I love that I can call when I need someone local to help me. I like that I can do all of my banking and insurance in one place. I've even had claims, and they were handled so well. The claims people were very nice and even checked up on me. This office exceeded my expectations.
02/03/2013
By: mike.cole.31521
Farmers Insurance - Tiffany Radwanski
Outstanding customer service. You went out of his way on a Sunday night to make sure I was okay after I had an accident. Never had customer service like this. Robert S.This was from one of my customers. I will help you out in any way I can. I am here to help you find the best coverage and to make sure you are happy the whole time you are with my agency. Thank You!! To all of my Farmers Insurance customers.
11/29/2013
By: Patrick D.
Grace Period
I have been a member for about five years and after reading the one star reviews it's mind boggling to me that someone could have a problem with this organization.They must have quit before allowing the program to work for them. It's a savings club not a bank.If you stay with the program you get all fees payed back to you and you end up with a savings.I'm just sorry it took me so long to post a review.
02/19/2013
By: djoregensen
Allstate
Switched to Brian Rogich in July and I continue to be amazed at the service his office provides. My previous agent was never available when I had a question or especially when my rates went up. Very pleased with Allstate and especially this office. Highly recommend.
01/31/2014
By: eange394
Grace Robinson - State Farm Insurance Agent
State farm has been there for me, and so has my agent Grace Robinson. Always a great experience. SHe thoroughly explained my auto insurance policy. I would refer Grace to and her staff to anyone. My husband and I are greatly satisfied. Thank you!
02/21/2015
By: Rian I.
McElhinny Insurance Agency
I recently had my first auto insurance claim and the McElhinny Insurance handled everything wonderfully. They answered all my questions and took the time to ease my mind. Thank You to the staff there, you have earned a customer for life.
12/17/2013
By: Dion S.
Grace Period
Grace Period helped me when I was in a bind. Their rates are manageable and the staff is helpful and friendly. When you need assistance they get back to you in a reasonable amount of time.Thanks to everyone @ Grace Period
12/19/2013
By: Michelle S.
Grace Period
Grace Period is a great place for a short-term loan that not only gives you cash when you need it, but it's program helps you build a savings so you can use your own money when you need it.
03/12/2014
By: Jordan A.
Trans Service Insurance Inc
You can tell that this agency does their research. I am never left in the dark about new and up to date coverage. Anything they have done for me has been done well, I am very satisfied.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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