01/09/2017
By: Tress O.
Command Roadside service
BENEFITS PACKAGE INCLUDES...•Unlimited roadside assistance – 100 miles of Towing per day, Battery, Lockout, Tire, Fuel Deliver•$500.00 for a rental car if you're in a car accident•$500.00 arrest bond for small traffic violations•$2,000.00 in attorney fee assistance•Up to 65% off prescriptions, vision, dental, hotel, and rental cars•Up to $500.00 in emergency room reimbursements as a result of any accident•Up to $50,000.00 paid to you or a family member as a result of death or injury
02/09/2012
By: mamacheaps
Planet Auto Tags
Courteous, knowledgeable, professional and honest agents! They make you feel like family and really try to figure out the best quote for you because they deal with a lot of different companies. I would not go anywhere else for my insurance and tags! Seriously, how great is it when you have it all in one place?!?!?!No more 1800 calls from some rude dudes from ****Insurance and no more searching for affordable insurance! It's all right here down the street from my house! 5 Stars!!!
03/02/2010
By: agalzarano
Joseph DeFinis Inc - Nationwide Insurance
Mr. DeFinis is the consummate professional. He saved us hundreds of dollars a year on our auto, home, and liability insurance. Nothing was left to chance. He also went the extra mile, walked us through the application process, and took care of all of the details, hand delivering the final product. In other words, he took care of everything making it very easy for us. He even bought Girl Scout Cookies from our daughter! I recommend him highly.
08/26/2016
By: Helgagirl F.
Farmers Insurance - Tatsiana Maroz
I've had my auto policy with this office for almost 3 yrs and I absolutely love the way I'm treated there. Very professional and fast. I had a terrible problem with my previous agent, and only here they were able to provide the answers to my questions and advised what I should have as my coverage not to get in a similar trouble in the future. I do and will recommend these ladies' services to my friends and family.
02/16/2016
By: Helgagirl F.
Planet Auto Tags
I used to be with Geico for a while and didn't have any problems until I got in an accident. That's when I understood how important and helping it is to have a live agent with a location in my neighborhood. I am never returning to an online insurance company again. And I'm so happy I can do my car registration renewal and insurance service in one place! Will recommend this office to my friends.
12/26/2014
By: Corinne M.
Mags Tags Inc
What a great staff everyone is so friendly and helpful they really know what they are doing and offer really good advice. I was paying way too much money for insurance and they helped me find a better company and set me up in no time.
02/18/2016
By: Alex R.
Planet Auto Tags
I found the best price and service here. The staff was incredibly helpful and pleasant. Really quick service, I would highly recommend to visit this place if you need commercial insurance or registration!
04/09/2014
By: Wayne H.
Philadelphia Auto Insurance For Less
Various popular insurance features got my attention-- 24 hour service, numerous companies to choose from and more. Access to insurance support to this point is excellent. High marks from me. Wayne
11/05/2014
By: Svetlana K.
Farmers Insurance - Tatsiana Maroz
I've had the wonderful experience with Tatsiana and Maya in Farmers! They are very professional and have positive attitude plus they have a very friendly team. Thanks a lot for your help!
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02/16/2016
By: Амет М.
Planet Auto Tags
I only can say - Great service! I have no complaints with the service or pricing. I needed to make a lot of things, and I received all that I need at once. They were easy to deal with.
Tips & Advices
There are many different providers and plan types, so  shopping for life insurance can be complicated. The first step involves understanding the type and amount of life insurance you need. From there, use online tools or contact local insurance agents to get quotes on rates and learn about how to apply.
The cost of a life insurance policy is determined by two things: the guaranteed benefit amount and the individual risk of the policyholder. The latter is more complicated, and includes many  factors, including health, age, and  occupation. As of May 2017, a 30-year-old woman purchasing a 20-year, $250,000 term life policy can expect to pay about $141 per year. For comparison, a 60-year-old woman purchasing the same policy can expect to pay $1,033 per year. Since women have longer life expectancy on average than men, the latter can expect to pay slightly more. The same 20-year, $250,000 term policy will cost a 30-year-old man $156 per year on average.
Certain specialized policies may provide income replacement in the event of disability, disease, or another situation where it may be impossible to work and medical expenses are high. One common alternative is known as an “accidental death and dismemberment” policy. AD&D policies work similarly to term life plans, but will only pay out death benefits when a fatality is caused by an accident, or if the policyholder loses a limb or the ability to see or hear. Death from a heart attack or cancer, for example, is usually not covered by AD&D, but these policies might offer lower premiums than a standard term plan.
Many adults with children choose to buy a term life plan that covers them from the birth of a child until they turn 18, which is often the most cost-effective way to insure against the risk of income loss from unexpected death. While it  is possible to save enough cash or invest to provide even more funds in case of such an emergency, investing is subject to more risk of loss than a life insurance plan, and accumulating enough savings to provide a sizeable safety net can be difficult.
Whole life and universal life plans are each considered a type of “permanent life insurance.” Universal life is often similar in concept to whole life, but offers more flexibility in premium payments and cash withdrawals. For example, you might be able to temporarily pause or reduce premium payments at any time under a universal policy. It’s also often possible to borrow from what you’ve already paid into the plan or against a guaranteed death benefit in the form of a loan.

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