High Point Locations & Hours Near Pembroke, MA - YP.com
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By: Richard S.
Jays Automotive Consultant
I have met an honest man. I purchased a used truck from Jay and it was extremely great experience. Jay was very straight about what he fixed and things it will probably need in the future. He even mentioned things I would never have seen when I looked it over.Jay knows his stuff so he starts by picking out a good vehicle to start with. Then he makes it mechanically sound.I would definitely buy another used car from Jay in the future.
By: Jay S.
Jay Sweeney Long Term Care Insurance
Mr. Sweeney knows more about Long Term Care issues than anyone else I've ever metMike L. Attorney at LawWe were frustrated over the complexity of long term care insurance until Jay showed us how simple it really is if explained correctlyAlice and Bob T.
By: Mark A.
Dempsey Insurance
Dempsey Insurance has been my insurance agency for over 20 years. Gerry and his staff are helpful and have gotten me the insurance I need for my cars, home and business.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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