Kentucky Farm Bureau in Owensboro, KY with Reviews -
By: Carl J.
Allstate Insurance: Kent Banning
I have been a customer of Allstate for about 20 years. I had previously dealt with another agency here in Owensboro, but asked Kent to be my agent 3 years ago. At that point everything changed. I got an explanation of my coverage's, I was able to get in contact with his office when I needed help, and I finally felt like I was actually in "good hands". I can honestly say that I have the best agent in Owensboro.
By: Kathy C.
Allstate Insurance: Kent Banning
I really like the fact that when I call they answer the phone. I know that sounds weird, but most of the other agents I have had seemed bothered that I was calling them when I needed questions answered. This agency doesn't do that, in fact, they are extremely quick to answer and help out.
By: Michele B.
Cox Shane Insurance Inc
I couldn't find affordable insurance anywhere a few years ago. I found Shane Cox Insurance and took a chance and called them. They found me good insurance at a reasonable price. Anytime I've needed them they are there to help!
By: Jake L.
Allstate Insurance: Kent Banning
Saved us more on home insurance than I could have ever imagined. If you have a new roof because of the hailstorm I suggest you call Kent's office. Our price was 1/4th of what it was with State Farm.
By: Norm S.
Allstate Insurance: Kent Banning
Kent has been our agent for the past 7 years. He is very helpful and is always there for me if I have any questions. If you're in Owensboro, and need insurance, I would suggest calling him!
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By: Carter H.
Allstate Insurance: Kent Banning
Great Agent with Great Service! They were there for me when I needed them the most. You never know what's going to happen when you file a claim, but this agency was awesome!
By: Gesser H.
Allstate Insurance: Kent Banning
Kent Banning is probably the best insurance I've ever had. He is awesome! I brought my home and auto insurance to Allstate and saved a ton of money!
By: Charlie H.
Allstate Insurance: Kent Banning
This is the best agency in Owensboro! Great Staff, Great Agent, Great Company to work with. Allstate has really been there when I need them.
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By: angela.coxmccarty
Assured N I Insurance Agcy Inc
Great company. been with them for many years, always great service and great prices! I would recommend this company to everyone,
By: Ivy H.
Allstate Insurance: Kent Banning
I have been very satisfied with Kent Banning and his staff. I wouldn't go to anyone else for insurance in Owensboro, KY!
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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