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By: Carl J.
Allstate Insurance: Kent Banning
I have been a customer of Allstate for about 20 years. I had previously dealt with another agency here in Owensboro, but asked Kent to be my agent 3 years ago. At that point everything changed. I got an explanation of my coverage's, I was able to get in contact with his office when I needed help, and I finally felt like I was actually in "good hands". I can honestly say that I have the best agent in Owensboro.
By: Kathy C.
Allstate Insurance: Kent Banning
I really like the fact that when I call they answer the phone. I know that sounds weird, but most of the other agents I have had seemed bothered that I was calling them when I needed questions answered. This agency doesn't do that, in fact, they are extremely quick to answer and help out.
By: Michele B.
Cox Shane Insurance Inc
I couldn't find affordable insurance anywhere a few years ago. I found Shane Cox Insurance and took a chance and called them. They found me good insurance at a reasonable price. Anytime I've needed them they are there to help!
By: Jake L.
Allstate Insurance: Kent Banning
Saved us more on home insurance than I could have ever imagined. If you have a new roof because of the hailstorm I suggest you call Kent's office. Our price was 1/4th of what it was with State Farm.
By: Norm S.
Allstate Insurance: Kent Banning
Kent has been our agent for the past 7 years. He is very helpful and is always there for me if I have any questions. If you're in Owensboro, and need insurance, I would suggest calling him!
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By: Carter H.
Allstate Insurance: Kent Banning
Great Agent with Great Service! They were there for me when I needed them the most. You never know what's going to happen when you file a claim, but this agency was awesome!
By: Charlie H.
Allstate Insurance: Kent Banning
This is the best agency in Owensboro! Great Staff, Great Agent, Great Company to work with. Allstate has really been there when I need them.
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By: angela.coxmccarty
Neace Lukens
Great company. been with them for many years, always great service and great prices! I would recommend this company to everyone,
By: Ivy H.
Allstate Insurance: Kent Banning
I have been very satisfied with Kent Banning and his staff. I wouldn't go to anyone else for insurance in Owensboro, KY!
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By: Wally D.
W D Insurance
HIGHLY RECOMMEND !Saved over $500 on Home and Auto Insurance. They were very friendly and courteous staff as well.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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