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02/08/2013
By: lisapalladino4
Hibbits Insurance Inc
I've done business with them for over 15 years and never had any problems. Theyare professionals and I trust them to take care of my family and my employees.
06/20/2013
By: megs56
Hibbits Insurance Inc
I've done business with Rob for many years, nothing I would change about their quick, efficient, and friendly service.
01/04/2013
By: nathan9
Hibbits Insurance Inc
Rob is a pro and makes it a priority to get me the best insurance coverage, I would absolutely recommend them.
10/17/2012
By: frannie2
Hibbits Insurance Inc
Jack & his staff are all wonderful. I have bee a client for about a year and everyone is always helpful.
10/12/2012
By: rfenz33
Hibbits Insurance Inc
I have enjoyed working with Laura and her staff throughout the years. Everyone is friendly reliable.
04/18/2013
By: chelst4
Hibbits Insurance Inc
The client service is excellent and they are very knowledgeable and friendly.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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