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05/24/2017
By: Katy L.
Target Up Auto Insurance
I have been shopping around cheaper insurance for awhile now. It has been a few weeks now. I called Target Insurance, didn't buy it right then. Called more places and just waited to get paid.When I finally had the money to buy insurance, I called Target back up.I was shocked that the rate was the same after some time. The agent on the phone was different then the first person I spoke too.That didn't matter though, because the rate did not change.Purchased the insurance and was insured in minutes. They did what they said they would do.This is big for me.Thank you for keeping your promises.
06/25/2017
By: Michael D.
Sandra Garcia - State Farm Insurance Agent
I came to Sandra for a free auto insurance quote years ago. Her and her team showed expertise on the products they sell and professionalism. Whenever I have any questions they help assist me and truly make me feel valued as a customer. I would recommend Sandra and her team to any one of my friends, family, and coworkers.
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01/08/2017
By: Trisha L.
Target Up Auto Insurance
I saved several hundred a year on my auto insurance from my last company. Fast and easy service. Nice people and they know what they are doing.
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08/10/2016
By: John R.
Guzman Insurance & Tax Services Gu
Friendly staff. Treats you like one of their family. Able to give out the best insurance rates possible for any individual.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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