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03/25/2011
By: rideumcowgirl
Farm Bureau Financial Services
Ron cares about his clients. He isn't just an agent. He becomes an ally who will go to bat for you for getting your premiums reduced, claims reconsidered, and coverage extended. He has even gone in & reviewed our coverage and rates & submitted paperwork to get us the best discount available without even bringing it to our attention. He is as thoughtful and forthright an agent as you will ever find. And his staff are very friendly, helpful, and caring as well. He attracts positive people. I would recommend this agency to anyone who is looking for a change. You won't be disappointed.
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02/13/2015
By: Rick W.
American Family Insurance - Ken Rolf Agency, Inc.
Ken is a very friendly businessman. He made me feel like I had known him for a long time. I felt very comfortable sitting and visiting with him about my insurance needs. He made the policies I was interested in very plan and was upfront with costs. I am happy that my wife and I are now a part of American Family. The switch was very easy from our previous insurance provider. I would highly recommend getting to know Ken if you are looking for an insurance alternative.
08/02/2012
By: lucy1122
Erica Wilkinson - State Farm Insurance Agent
Erica has been a GREAT insurance agent for me. she is always super friendly! and answers all of my questions big or small. she helped me and was there for me when i needed her most. she did an AWESOME job of making me feel like i was her #1 priority..i cant say the same for my last insurance agency/agent! i would highly recommend erica if you are looking someone who cares for you when you need her most!
08/10/2012
By: carrie2012
Erica Wilkinson - State Farm Insurance Agent
Having Erica as an agent has been great! I have nothing but good things to say about her! She is professional, so friendly and outstanding at what she does! She has always made herself available when I had questions or needed anything. She is very personable and makes you feel like you've known each other for years! I would definitely recommend Erica to anyone, she's amazing!
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12/03/2015
By: Rene G.
Kyle Emsick - State Farm Insurance
Kyle Emsick's office is great. I work downtown, so it's very convenient if I pop in he or his staff is always able to answer or get rught back to me on all of my accounts: Business, personal, life and protective insurance, and he got me a great rate on a loan for my car. I live thus guy he's personable, honest and efficient a great combo. Don't hesitate to use him.
09/19/2012
By: kessel
Erica Wilkinson - State Farm Insurance Agent
Erica has helped save my business over $6000. She spent a considerable amount of time understanding my business and helped adjust my policy accordingly. With my previous agent I was underinsured/overinsured to the wrong places. Erica has a long history with State Farm and understands the ins and outs. I would highly recommend her.
03/16/2017
By: Sarah H.
Encore Insurance Group
I've been with this Agency for many, many years, and I am grateful to the staff for their prompt, courteous, accurate service. All of my insurance needs have been met through Encore. I have, and will continue, to refer people to Frank Bisarek and Encore!
02/12/2017
By: Mary R.
Cory Juma - State Farm Insurance Agent
This agency and the people who work there are first-rate. I have been with State Farm for auto insurance for 46 years and for home insurance for 12. I wouldn't think of changing. Cory Juma and his staff are a good part of the reason why.
03/27/2011
By: jeffsmith218
Farm Bureau Financial Services
I have all of my insurance (auto, home, life and commercial) with Ron. I just switched my commercial from another company and saved alot of money with the same coverage. Ron and Anna are great to work with.
10/19/2015
By: Peter S.
United Insurance Agencies and Affordable Auto Insurance
The staff is very good to work with at United Insurance Agencies/Affordable Auto Insurance. They're very knowledgeable about their field of work and get back to you promptly whenever you have a question.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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