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By: shelleyfree
Oklahoma Motor Credit Company
I called OMCC on 02/09/2013 to pay the remainder of my side note (for a repair in November) and to pay two extra payments for February. I was transferred to Chris W. I was told by Chris the original side note was $359.11. However, $459.11 is the original balance on my side note, not $359.11. I was told I was $100 behind on the note. That I didn't pay it on 12/17 (for 12/15), nor did I pay it on 01/04(for 01/01). Please note, both of these payments were made to Chris via telephone. I was looking at my bank statement where I paid these payments as she is telling me they were not paid. Then she tells me that one payment was taken from a MasterCard when it was actually a Visa - I explained to her that it wasn't taken off a MasterCard. Chris then told me she was "very competent at her job, and [she] would appreciate it if I didn't act like [she] wasn't." I asked if there were late fees or interest on my side note - she told me no.After putting me on hold - she informed me she didn't know how to look certain places to check files and payment information- but she is SO COMPETENT. (Pardon my sarcasm.) She told me I paid four payments for total of $200, after being rude to me previously saying I only paid two. She did not apologize once for being misinformed and giving me inaccurate information.She then told me that my first payment on my side note was due 11/16/12. The third party mechanic looked at my car on 11/06/12. They fixed my car 11/27/12. I explained to her that the mechanic billed OMCC $418.39 for struts on the front of the car. Side note was created on 11/13/12. My car was not paid for until the end of November, how was I due before OMCC ever paid Warren Auto Care? Chris could not answer these questions. There is a difference of $40.72 which I would like to be credited to the principal of my car note upon payoff of the side note. I asked to please speak with Andrea because she handled all of these things on the account. Chris said she would transfer me to Jeff - I asked for Andrea. Chris was rude and said she would only transfer me to Jeff. I asked, "Are you refusing to transfer me?" She said hold and transferred me to Andrea.ANDREA WAS AMAZING. She fully explained why the side note was $40.72 more, and made positive statements about resolving the issues I had and crediting the $40.72 to the principal on my account. She never told me I was wrong, nor did she insult my integrity by implying I was late, dishonest, or misinformed. Employees like Chris are the reason your company has bad reviews everywhere online - check them out. I will never recommend your company to anyone - and I have in the past. I will NOT ever work with Joe Cooper or any of the affiliated companies, and I WILL be posting this in many public forums. If I am talked to in the manner Chris spoke to me in the future I will be seeking legal advice. On top of ALL that, when I Google the company - the phone number on EVERY SITE for OMCC is 405-455-3221 - which is no longer in service. I attempted numerous times searching for the contact information - and I found no longer in service numbers. There is not OMCC website specifically - only through Joe Cooper's website, and you have to click through four pages to get to the phone number.
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By: Juls H.
Federal Cash Advance
If your just looking for a loan this is a good loan place, but that's it. There's three people working here that lack ANY customer service skills. Just because we are getting a loan doesn't mean we are bad people. I don't want nothing sugar coated but don't act like I'm interrupting your time asking for help. A smile every ONCE IN AWHILE is appreciated.
By: Tammia M.
Kenneth James - State Farm Insurance Agent
These are some of the most awesome people there are in the insurance business! All of the employees in this office are knowledgeable, professional, courteous, and total pleasure to work with! They have always answered my questions, and gone over and above to help me out in some stressful situations!! I would recommend them to any and everyone I know!
By: chrisinokc
Signature Loan Inc
This a great place to go if you are in need of some fast cash to get you out of a jam or to simply make it to your next payday! They had processed my application in under 30 minutes and made me feel very comfortable with the entire process. I will definately recommend this business to my friends/family/ anyone in need of fast, friendly help!
By: Nicole B.
Superior Loan
All the ladies where pretty nice when I initially got the loan & it was easy & quick. But after that, they we're all so rude and snappy. If you have to make a late payment & need help with them on a payment plan... Forget it!! Then from then on out... Super rude!!
By: Buddy M.
Cash King Loans
I've been going to cash king on 23rd off and on since 08. I like the fact that it's the same people working there all these years. They know me by name, they know my kids names and they're always really nice. You can't get that at those bigger loan companies.
By: Jessica M.
Cash King Loans
It saddens me to read the reviews of past management failures. Cash King on S.W. 59th in OKC is now under new management as of June 2017. Please stop by our office and allow us the opportunity to serve you or call 405-604-3376 for any inquiries.
By: dutyga
Chad Cobble Insurance Agency Inc
Not sure what's wrong with the person below, but I had a good experience with this agency. Great customer service and they got me the coverages I needed at a great rate! Would definitely recommend to all my friends!
By: Jason F.
Bhj Insurance Agency
We've been using BHJ for years and have had wonderful service and assistance! They were so helpful through a difficult time in our organization and I recommend them to all friends when the topic of insurance comes up.
By: j121212
Mike Earles - State Farm Insurance Agent
What an awesome agent! I have been here for 8 years and have never once had an issue. Everyone in the office is friendly and always willing to help! And he has beaten any price I have EVER recieved from anyone!
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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