Nsa in Nicholasville, KY with Reviews - YP.com
01/20/2012
By: nicholasville
Rebecca Turner - Allstate Insurance Company
I loved dealing with All-state for the most part. I never had an accident or even reported an incident, however my rates went up 20+ dollars. I was told auto insurance was going up across the state, however everyone I asked including my parent who were also insured with allstate said they did not receive any rate increases. To support my family I had to go with another more affordable insurance. When I canceled my insurance with Allstate, the representative stated "They would take care of it and cancel it." One month later my bank account was drafted for a policy I had canceled. It really put my family in a bad bad situation and now I can't get any answers on when they can refund my money. I was really disappointed and very stressed at the moment because of this situation. I felt like I am getting the "Run around".
07/30/2012
By: missmissy
Rebecca Turner - Allstate Insurance Company
That it seems like a great company at first,but they make promises they will not keep.My insurance was promised to stay the same unless there was an accident.Nothing changed,but my rates.They went up 3 times within a few months.I was told the same "were raising everyones rates",but no one elses in my family were raised. Also when I cancelled my account,they took my money as well out of the bank and refused to deposit it all back.They decided to return what they wanted to.Then sent me a bill for inquiring about how much it would be to add a vehicle! These people are crooks! STATE FARM
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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