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By: Zeal L.
Country-Wide Insurance Company
I have been with Country Wide for 5 years. I recently made my first claim ever. I had some difficulty getting my documents through at first, but my broker intervened. I had no other issues and have certainly not experienced what others have reportedly gone through. Above all, my premium stayed competitive at renewal!!Also, I wanted to add that the claims person was discourteous until she realized that I was not calling from a personal injury firm.
By: Laverne C.
Chukwuemeka, Anthony
Exceptional service! We have used services offered and so have our partners for Cash Balance Plans, Employee Benefits, Executives' Benefits, Key Person Insurance, Retirement Planning for our staff, middle management and executives, Tax-related issues for our K-1 Specialists in Medical Partnerships, Business Succession Planning, Long Term Care, Disability Insurance, Life Insurance, College Funding Plans and Final Expense Insurance Plans.
By: Quinlan T.
LIFE143 - Health , Life and Long Term Care Insurance
Life143 was fantastic! We had been trying for weeks to enroll outside of the open enrollment period, and were staring down the barrel of a huge fee for not finding a way to reinstate our policy...Tamir navigated an insane mountain of bureaucracy to find us an affordable plan, and was graceful and patient the whole way through. We didn't feel badly going with a budget plan either, which was hugely appreciated.
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By: Robert T.
LIFE143 - Health , Life and Long Term Care Insurance
With the marriage and kids, soon it was getting difficult every next day to save up for our monthly premium payments on health insurance. A friend recommended that we re-shop for insurance using Affordable Health Insurance in NY’s services and we did just that! Within the next few hours we were looking at options with much lesser monthly payments compared to what we were paying earlier. Excellent service!
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By: michael.wrobleski.5
Hugh Wood Inc
Good people to work with. Business was destroyed by an arsonist about 3 years ago and Hugh Wood was on the scene quickly. They were very professional in their handling of our claim. We still are insured with them 3 years later. Again, they took a bad situation and made it as good as we could have hoped!
By: Meya N.
Axis Insurance
In the end, we can never be certain or sure of the future. Risks are here to stay. Nevertheless, we have a great capacity to adapt as long as we know how to deal with all kinds of risks. Insurance seems to be a valid way of going about it. Risk only works if fraud is in background.
By: Yadir Q.
State Farm: James B Lavelle
A lovely and seamless experience. Having been a long time renter in Manhattan, I was referred by a good friend and had a very pleasant and streamlined experience. Within about 10 minutes from dialing peace of mind was secured with a policy filling my needs at a great price.
By: Gozde R.
Axis Insurance
The human capacity to overcome obstacles is seen in the development of commerce and industry. We will continue to innovative as long as there are challenges to our individual and communal capacity to survive. Good tips to stay away from insurance scammers.
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By: Robert T.
LIFE143 - Health , Life and Long Term Care Insurance
Affordable Health Insurance really came through for me. I was looking for a plan which did not have me compromising on the quality of medical care and facilities that I would receive and this place help me get exactly that. Thank you!
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By: Susie A.
Julie De Rossi - State Farm Insurance Agent
I never thought I could feel so strongly positive about my insurance agent! She is quick to respond and be helpful. Julie De Rossi and her staff always do their best to help my small business look good.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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