Blue Cross Blue Shield Of Michigan in Mount Pleasant, MI with Reviews - YP.com
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08/01/2013
By: hockey48858
Crapo Insurance Agency of MT. Pleasant
Excellent service, very responsive to my questions, saved me a ton of money moving from my other carrier. The owner came out to meet me when I was writing the policy with one of the agents and was extremely friendly. I have referred several friends to the agency and they have been very satisfied as well!
05/30/2013
By: blue_989
Crapo Insurance Agency of MT. Pleasant
This Company was aweful to deal with!!! Twice that pulled over double the amount that they should have out of my bank account causing me to overdraft. I was told by the agent that after the first time it was corrected but was not I asked to speak with the owner/manager and he never retuned my phone call or emails ( I repeatedly tryed to contact) then when I cancled my insurance to go with a diffrent company a month prior to the withdrawl they still took the money out of my bank account... extreamly dissatisfied with this company!
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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