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11/09/2008
By: carlahilliard
Senior Select Services
Senior Select Services helped us to preserve our retiement portfolio, converting it into a risk free, tax deffered, fixed interest, income stream annuity vehicle. After losing thousands due to the current economic conditions in our 401K, we are confident in knowing that our money is safe.Very helpful, professional, ethical, and reliable firm to work with. They were even able to help us set up plans for preserving our estate from probate should one of us pass.Highly recommended!!!
02/29/2016
By: Farrow R.
Erie Insurance
Erie has been a great insurance company! We have used them for home, auto, and life with no complaints even through an auto claim. They even insured our log cabin with wood heat when no one else would... great option for rural and hard to insure homes!
12/01/2015
By: Farrow R.
Advantage Insurance Group
Advantage Insurance has handled all of my insurance needs for years. Calls and emails are always promptly returned. Jerry has gone above and beyond to take care of everything I've thrown at him!
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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