Us Agencies in Montgomery, AL with Reviews -
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By: John J.
Willie Durham State Farm Insurance Agent
since moving to montgomery Mr Durham has been exceptional in assisting me and my family with our transition
By: Chantal T.
Mims Insurance Agency Inc
The worst insurance agency EVER! Paid for the insurance policy three days later received a cancellation notice. Called to see what was going on with my policy and the customer service agent wasnt trying to listen to my complaints and he hung up in my face. So I went to the office and asked for a refund of my money and they took 80% of it. It was a terrible experience and I would NEVER recommend this agent to ANYONE! Don't waste your time... Go somewhere else!
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By: Angel T.
Clay Carroll - State Farm Insurance Agent
I appreciate the courteous staff and prompt service ... Whether its on the phone or at his office, always helped me with a happy attitude ...
By: Zach B.
AIA Insurance Agency
AIA Insurance hands down has the best agents. I personally work with Michelle and I can say that she is amazing and goes out of her way for me.
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By: Hailey M.
AIA Insurance Agency
Michelle is the best insurance agent I have ever had. Her thorough approach is comforting, as a client.
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By: Casey B.
AIA Insurance Agency
They get the best prices for me every single year!
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By: Benita D.
GEICO Insurance Agent
Tammy Mann helped us at this office and the service was awesome! I recommend them highly!
By: Claire M.
Clay Carroll - State Farm Insurance Agent
I've had my insurance with Clay's office for over a year and they are always so helpful. The staff is so friendly and Clay even took the time to review my insurance personally. Highly recommended!
By: carrie185
Tyna Carter - State Farm Insurance Agent
I am throughly enjoying the services offered by this agency. Great atmospere and Tyna is a doll. Just marvelous!
By: btwetumpkaal
Willie Durham State Farm Insurance Agent
I am SUPER HAPPY with my service, price and coverage! After shopping prices...I found State Farm to be nearly the best price. State Farm is clearly the best company. Getting Willie Durham as my agent is icing on the cake. I highly reccomend Wille Durham as a AAA+ Good Neighbor! BT Wetumpka, AL
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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