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11/09/2009
By: lpetty1963
Advance America
The food at Ridgway's is exceptional. The cook Jesus is always coming up with great daily specials. You can get corned beef and cabbage every Tuesday. The cooks are very accomodating and will create anything you want (within reason and time allowing) when you ask. Most of the food servers are great....some of them have been there as long as the restaurant.The manager, Anne is always there and wearing a smile. She's been there over 20 years so in just that being said it should tell you how the food and atmosphere are.I do agree that the place can use a good cleaning, especially the bathrooms, (gross) but that doesn't stop me from enjoying the good food and people.Ridgway's is an icon in Modesto. The place has withstood a lot of trials and tribulations this town has endured and is still standing.Give it a try.....I recommend Jesus' "special" pork chops...they pack a punch of heat
04/10/2013
By: theharmons
Wylie Insurance
Leticia not only got us the best price on our car insurance, she went above and beyond to get me our policy when we needed it most. We were both working long hours, and we couldn't seem to get the time we needed to get to the office while it was open. We are cash only customers so it made it difficult.She met with us to sign our policy @ a convenient for us. We are now picking our renters insurance with her.She had the lowest rates for that as well! She made Fantastic Customer Service look simple Tell her the Harmon's sent ya
03/28/2017
By: Markie C.
Advance America
The staff at Advance America on E. Orangeburg and Oakdale in Century Center strip mall are so nice and very knowledgeable and made the process very easy and less stress at a time of high stress in my life! Thank you guys so much for your help and being so nice!
05/26/2017
By: Jay S.
Arrowhead Insurance Agency
High level customer service is what sets apart Arrowhead Insurance from your typical insurance company. Arrowhead is always available to answer questions and help. Thank you Arrowhead Insurance!
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11/11/2016
By: Sarah T.
C-B Associates Insurance
We love Tracy at CB she cares about our needs and budget. We been with her for years and would not ever switch. She will get the best deal hands down ! Thanks Manuel C. Ortega
05/12/2016
By: Maria L.
U-Payless Insurance Agency
Great service, they were able to explain the auto policy very well and really gave me the lowest price available, would recommend to anybody that is on a budget.
09/23/2014
By: Jesus R.
Turbo Insurance Services
How much it cost for a bmw 97 insurance?
07/02/2013
By: littlemisses
Farmers Insurance - Corina Villarreal
GREAT AGENCY! AWESOME SERVICE!
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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