Hartland Mutual Insurance Co in Minot, ND with Reviews - YP.com
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By: happyclient11111
Farmers Insurance - Kellen Latendresse
Any time I have a question or a problem and I call them they are always willing to help. Kellen and his staff have always gone above and beyond for me. Makes me feel like I am a preffered client, but I know that they treat all clients this way, as I have several friends and family that also go through this agency. If you want a great insurance agent go with the Latendresse Agency!!! Thank you Kellen and Jennifer for your wonderful service. I will not be switching anytime soon!
By: Miranda K.
Farmers Insurance Bierschbach Agency
With more collective years in the insurance industry than most agencies in Minot have been in business, you can be sure to get solid guidance for your insurance needs.
By: mightyminotmom
Farmers Insurance - Kellen Latendresse
Saved us $157/month on auto and home. Kellan and Jenn both were professional, friendly and easy to work with. Highly recommend them!
By: minotwife1987
Farmers Insurance - Kellen Latendresse
Best life ins rates in town, the staff was very helpful!!!!, Thanks Kellen
By: dattaboy
Farmers Insurance - Kellen Latendresse
What a nice guy, good rates and great insurance agent
By: oilfeilddad
Farmers Insurance - Kellen Latendresse
timely responses, best auto quote I got in town.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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