11/19/2012
By: judyharris
Mary Smelser
The Harper's are very knowledgeable when it comes to auto insurance , home insurance and various Allstate Insurance policies, quotes and rates. Steve and Daniel Harper are always there to answer and questions and are a pleasure to work with. If you are looking for car insurance or home insurance in Charlottesville VA. I highly recommend this Allstate Agency.
03/23/2015
By: Rachel R.
Mims & Smith Insurance Associates
I recently had to file a claim for an accident and it was handled extremely well by Mim's & Smith insurance Association. I have never used anyone else for my insurance needs and I dont think I will ever have to.
01/25/2013
By: swimfan11
Mims & Smith Insurance Associates
I have been working with them for over 18 years! My insurance agent has been with me since college and I feel comfortable that they're doing the best they can. I know she has out best interest at heart.
01/29/2015
By: Reid Y.
Mims & Smith Insurance Associates
We have used many other insurance agencies in the past and I have to say Mim's & Smith has been the best by far. They provide great service and they are great people. I would highly recommend them.
02/24/2015
By: Kelley G.
Mims & Smith Insurance Associates
I use Mim's and Smith for my business insurance. I am very satisfied with the services they have been providing me and would recommend them to anyone looking for a good honest insurance company.
10/29/2014
By: Sam T.
Mims & Smith Insurance Associates
The staff at Mim's and Smith Insurance are really nice people, they are one of the biggest reasons I like it so much. I have been a client for many years and I do not plan on changing.
06/15/2015
By: Owen P.
Mims & Smith Insurance Associates
We are so impressed with the level of service that Mims & Smith have provided us. They call if we qualify for a new coverage and always keep us informed. I would highly recommend them.
10/03/2013
By: soccerfamily222
Mims & Smith Insurance Associates
It's been almost 5 years since we switched over to Mims & Smith. I am very happy that we did. They are very knowledgeable and put themselves second to you which is important.
09/28/2012
By: laurie.woody
State Farm Insurance
Eddy and his team have always given me great service. When we lost our home due to fire, Eddy was there within hours. I would recommend him to everyone.
08/07/2015
By: Janet Y.
Mims & Smith Insurance Associates
I love this insurance agent! They cannot compare to any others because of how amazing they are!
Tips & Advices
Errors and omission insurance covers business-related mistakes that lead to injury of a third party, such as neglecting to file important papers.
While property, liability and workers’ compensation are the most common types of business insurance, other types include property, business interruption, and errors and omissions.
Business insurance does not cover professional liability (due to poorly performed work), the purchase of replacement equipment, vehicle accidents not related to work, or business lost due to damaged equipment.
Factors impacting the cost of business insurance premiums include the type of business, the risk involved, the size and number of employees, your experience in the industry, and location.
No. Business insurance covers general legal issues such as injuries that occur on your property and property damage. Professional insurance covers lawsuits focused on service such as charges of negligence, contractual disputes, etc.

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