Best 30 Insurance in Miami Gardens, FL with Reviews - YP.com

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04/08/2016
By: Rebecca B.
Low Price Insurance/Annette Willis Insurance
I have been working with AWI for 20 years. Everytime I call, I receive excellent service. Even more important than that, I have referred many of my friends and they are all equally pleased. Having recently moved into a new community, AWI was able do assist with homeowner's insurance for many of my neighbors! If you want to deal with real people and not a 1-800 number, call AWI!
08/13/2013
By: sandysimon
Low Price Insurance/Annette Willis Insurance
I have had insurance through Annette Willis for several years. The staff has always been very knowledgable and helpful in explaining the different types of homeowner's insurance and which one would be best for me. Everyone there is friendly and I would recommend them for all types of insurance.
08/10/2013
By: larryross0830
Low Price Insurance/Annette Willis Insurance
I was very happy with the way the agent reviewed my current policy and was able to find me better coverage at a better price. Everything was explained to me in a way that I could understand. I would recommend them to all my friends.
11/20/2013
By: Melba B.
Low Price Insurance/Annette Willis Insurance
Nice staff, very helpful and they helped me understand my coverage. they are very attentive. I have been going to them for several years and i have no complaints about them and their services. !! :)
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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