Sky Blue Insurance in Miami, FL with Reviews -
By: Jennifer P.
MSN Insurance Brokers
The ladies at MSN insurance brokers in south Florida were the best in getting me an amazing deal with my homeowners insurance! I have used them 3 times in setting up my garage liability insurance policy for my dealership as well as my auto policy and now again they struck again when they lowered my homeowners annual rate! I entered their office almost in tears and I left so very grateful to have received such stellar customer service. Nancy over there and Sonia are just the dynamic duo as well as all the other employees. Can't say enough great things! THANKS LADIES!
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By: Marta M.
MSN Insurance Brokers
I wanted to thank the owner and staff at MSN Insurance Brokers LLC. I was working with a few companies in obtaining quotes for my insurance needs (homeowners, car, commercial) and it was unbelievable how hard it is today to find the person to person care I found in MSN Insurance. They quickly took care of my needs and as of today every time I have an insurance situation arise, they are there to help me out in a very professional and quick manner. Again, Thank you MSN for providing the best quote out there and your services.
By: Vanessa B.
MSN Insurance Brokers
Great service!!!! I recommend MSN Insurance brokers to everyone I know. The staff makes you feel like family. After a tragic car accident a few months ago, they took their time to walk me through the process of my claim, even took the time to call me and ask about my recovery. Thank you MSN insurance for all your help! You girls are fantastic!
By: r657711
Carrera Insurance Underwriters
By: crisydog
Financial Insurance
Called this morning and received a quote on my auto insurance. They were able to find me the right coverage at the right price. I would highly recommend them.
By: yangu1988
Fed Usa Insurance
Bought my auto insurance in this agency great customer service, very professional, quick and competitive rates. Veryyyy Recomended**************
By: Roobert H.
All Security Insurance
Great rates and very helpful staff, saved me a good amount of money on my auto and homeowners insurance.. HIGHLY RECOMMENDED!!
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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