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03/04/2014
By: sheila.armell
State Farm Insurance-Steve Womack
Me & my family have been with State Farm since 2004. We started out in KY. and then moved to Memphis in 2011. Which is when we met Anne, who was our representative until she left in 2013. That's when we met Paige, our new representative. Although I was quite attached to Anne, & thought it wouldnt be the same once she left, Miss Paige has been such a nice lady to do business with! She always has smile for us every time we come in to make a payment,& always has prompt answers to my calls and questions! Thanks Paige! & thanks State Farm, for 10 years of good business!!!:)
07/02/2013
By: timstewart1
Kellon Insurance
I have been with Kellon Insurance for well over 15 years now. Besides looking out for the customer and ensuring that their needs are being met the personal attention you receive from the employees is something that you will not find with any other insurance agents. You are more than just a number to this group and they take care of you all the way through. I highly recommend them to all my friends and family. Keep up the good work and I look forward to continuing my insurance needs with Kellon Insurance.
02/12/2015
By: Amy G.
Allstate Insurance Agent: Josh Roman - Memphis Insurance
Josh took great care of me on an auto and homeowners quote. He answered every question promptly and made the switch to Allstate easy and seamless. And, they were the least expensive based on the coverage needed. Highly recommend their agency. 2/12/15 addition----They are the BEST insurance agency! Always quick and thorough. Michelle Bell apparently never sleeps, as she always delivers asap. Highly recommend.
07/12/2013
By: whittingtonpavingco.
Kellon Insurance
We've used Kellon Insurance Agency for our business, as well as personal, insurance needs for well over 25 years. They have gone above and beyond taking care of us no matter what the need. Annual renewals and insurance claims are never a hassle with Kellon Insuance Agency on your side.
10/16/2012
By: dbark1
State Farm Insurance-Steve Womack
I have been with several insurance agents in my 50+years driving this is by far the best. I have never been with one as helpful as they have been. These people truly care about their policy holders. Would recommend them to everyone.
07/02/2013
By: jeff.livingston.399
Kellon Insurance
I have been with this insurance agency for about 15 years. Some personal and all my business Ins. needs. They are very professional and always make sure I have the proper coverage for my needs. Definitely a Company you can trust.
03/20/2015
By: Doreen H.
Kathy Thurmond-Edwards- State Farm Insurance Agent
State Farm agent Kathy Thurmond-Edwards is definitely professional in her field and the work she does with her customers. It is clear that she understands the value of professionalism in a business setting and that is appreciated.
06/15/2017
By: Marc S.
State Farm Insurance-Steve Womack
Very good team Steve has in his office. They will help you out with any questions or concerns you may have with Auto, Home Owners, Life, or any insurance needs. Highly recommend!
01/11/2017
By: Jocelyn H.
Kathy Thurmond-Edwards- State Farm Insurance Agent
Kathy is fantastic and makes me feel so at home, whatever I don't understand she can explain to me. I can count on Kathy and her State Farm team!
09/25/2015
By: Travis D.
State Farm Insurance-Steve Womack
This office is great. They really know what they are doing. Ive done business with Elizabeth, Andrea, and Danny. They are all awesome.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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