Blue Cross Blue Shield Locations & Hours Near Memphis, TN - YP.com
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08/18/2017
By: Brad M.
UsHealth Advisors
These people know their stuff. They helped me and my family save big!!! My deductible is ZERO!!! and now my premium is cut in half. My agent was very smart and helpful and allowed me the chance for me to pick what I wanted. I highly recommend!!! They help me save thousands!!!
06/15/2017
By: Marc S.
State Farm Insurance-Steve Womack
Very good team Steve has in his office. They will help you out with any questions or concerns you may have with Auto, Home Owners, Life, or any insurance needs. Highly recommend!
04/25/2017
By: Tiffany P.
UsHealth Advisors
Love this company! Their motto is H.O.P.E --- Helping Other People Every day and thats exactly what they do. The sales reps do everything they can to help small business owners and self employed get the value and affordable health coverage that they need!
04/24/2017
By: John T.
UsHealth Advisors
This company does everything that they say they will. I had a heart attack and my out of pocket ended only being zero when I got my $10,000 check from the company. I would recommend this company to everyone. JT
04/24/2017
By: R G.
UsHealth Advisors
They compare all the plans for you and really help you find the best coverage for you!!! So helpful!
04/23/2017
By: Kelley N.
UsHealth Advisors
I truly appreciate US Health Advisors and all of the expert advice that they give me. They are very knowledgeable in every facet of healthcare, and they always provide useful and timely information with excellent customer service. I'm thankful to have them in my corner as my healthcare advisors because I know that I have great coverage, and very competitive prices! So I can take care of other things knowing that they have healthcare covered for me!!
04/22/2017
By: B M.
UsHealth Advisors
Recommend!! No deductible for our family which is awesome!!! They're pretty much have everything you looking for!!
04/20/2017
By: M K.
UsHealth Advisors
A++++++ COMPANY!!!! HANDS-DOWN...THE ABSOLUTE BEST-PERIOD!!! IF YOU ARE LOOKING FOR QUALITY PROTECTION FOR YOUR FAMILY THAT YOU CAN ACTUALLY AFFORD AND USE-THIS IS IT!!! THIS COMPANY TAKES CARE OF ITS OWN! CUSTOMER SERVICE IS PERSONALIZED-I WOULDN'T TRUST ANY OTHER COMPANY FOR MY FAMILY. THANK YOU!!!!!
03/06/2017
By: April L.
State Farm Insurance
I have been a client for 30 years. I talk to them at least once a month or twice. It's like being part of a family.
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04/15/2016
By: rnewpoff
Tn Farm Bureau Shelby District Claims Office
One of there customers they insure had her tree limb fall on my car. over $7500 in damage. I asked for diminished value. My car was only 1 1/2 years old. They paid to have my car fixed but they only gave me $1500 diminished value and the diminished value was over $4000. Don't let those heart warming commercials they put on TV fool you. They ripped me off and didn't care one single bit.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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