Bancorpsouth Locations & Hours Near Memphis, TN -
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By: Marc S.
State Farm Insurance-Steve Womack
Very good team Steve has in his office. They will help you out with any questions or concerns you may have with Auto, Home Owners, Life, or any insurance needs. Highly recommend!
By: Private W.
First Tennessee
First Tennessee took my grand daughters savings account and systematically withdrew all of the funds. It was in an interest account bearing designed for adding money without penalty. She was a little girl when it was started.The first year or so was fine, we got statements reflecting her actual amounts. Later, we would file it away, KNOWING it was GROWNING!! NOT SO!! We found out that they changed the account several times so that they could begin charging fees for inactivity and so on and so forth. This account was suppose to be for adding birthday, Christmas and chore monies to her account as she willed.To date, that $500+ has a negative account and they have refused to return her money. How can we teach our YOUTH to save when 1st TN is stealing their money right under their nose. Total SHAME!!! Private WOODS telling it all!!I advise you to go ELSEWHERE for any type of savings. GOD forbid you miss going to the bank one month and find it SWINDLED AWAY!! Adults and Youth BEWARE!!Apparently, they can change your account type and do the same to ANYONE!! The change began at the Summer location.1st TENNESSEE: Do the right thing and give her money back, Ms. Woods still need you to CORRECT your MISTAKE or DELIBERATE EMBEZZLEMENT under the guise of monthly fees (some as much as $20 a month penalties) You all should be ASHAMED!!
By: April L.
State Farm Insurance
I have been a client for 30 years. I talk to them at least once a month or twice. It's like being part of a family.
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By: Dazi A.
First Tennessee
The tellers at this branch are actually friendly and not rude like the ones at the Southaven branch. Worth the drive an extra 5 miles.
By: Roy W.
Allstate Insurance Agent: Tim Braly
Long time customer. . . . really bad service. I am adding additional words so that the web site will accept my comment which speaks for itself.
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By: Barry C.
Trust Company Bank
Absolutely the worst experience of my life! Do not use this company to get a home loan. They have no idea what they are doing. It took 3 months instead of 45 days.
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By: Daniel G.
Independent Bank
This bank does not support the United States Military. I'm a E-6 in the Air Force and have served 12 years of my life various countries and on multiple deployments all over the world in support of this country. Today, I called this bank to get a letter from them allowing me to take my vehicle, which they hold the loan for, overseas. Their response? "Sir we can't allow you to take the vehicle because you haven't been on our books for more than 12 months." Without hesitation at the mention of active duty military being forced to go live in another country for more years of my life... the answer is simply... no. This bank is terrible. Absolutely the worst communication and zero respect for what the military does to give them the right to sit behind their computers and phones and tell people no for no other reason than "just because". If you are military. Or If you love this country as much as I do. Or if you care about halfway decent customer service and policies that actually benefit you... stay far far away from Independent Bank. Worthless. Completely worthless.
By: Julie B.
Independent Bank
This bank is HORRIBLE!!!! I live in AL, purchased a vehicle where the salesperson raved about IB in Memphis, TN. I got a good interest rate, so decided to finance with them. The loan was obtained in March of 2015. My checking account is with BBandT. I set up my IB vehicle payment through BBandT bill pay, choosing the IB payment to reoccur every month on the same date. Yes, I understand this is not the date that IB would receive the money (for whatever reason, IB can't take electronic payment from other banks). I chose a date TWO WEEKS PRIOR TO MY PAYMENT DUE DATE to be sure that my payment would arrive on time. I have never, never, never had trouble with BBandT bill payment of any other bill that I pay. HOWEVER, for some reason, IB can't seem to receive my payment in a timely manner. I can't help but to wonder if this is the reason..... each and every month, I pay an additional $60 to go towards the principal of my note. Do they sit on my check until the additional money gets eaten up in late fees and interest? In October 2015, my payment to IB never cleared my BBandT checking account. Annoyed, (as I have only had this loan 8 MONTHS and MY PAYMENT HAS NEVER BEEN POSTED ON TIME!!!!!!!!!!!!) I once again called IB and I was assured that I have "10 days past my due date before late fees and credit posting come into play". Well, on the 10th courtesy day past my due date, I called IB again. No, they still had not received check so I had no choice but to pay online. THIS COST ME $35!!!! Anytime you pay via phone or internet it will cost you $35. Oh, wait! It gets better....during this last phone call, I told the girl about my payments never posting on time; she replied "I don't know what is wrong with the post office! I mean, it's not like we are in a little office, our bank is this entire huge building. I do not understand why they have trouble finding us." I said "there are more customers than me that have this same problem" and she said yes! Can you believe that??!!!! I am refinancing my vehicle with BBandT this coming Monday and beyond relieved!!!!!! My interest rate at IB is 3.65% and with BBandT it is going to be 2.9%. WAHOO!!!!!!!!!!!!!! Good riddance, Independent Bank of Memphis. YOU SUCK at customer service. And trust me, Independent Bank of Memphis, I will advertise heavily for you. Just not the kind of advertisement that you will like.
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By: Marta H.
Independent Bank
2008 was not a good year for me, lost my job in 2007, loss my house in 2008 , got hit by a person without Ins. and wasted on drugs. She got arrested that did not help me at all. My Insurance which I have till this day, gave me some money to get a new car. Independent bank been the lender. It took me 5 years to pa yit off, to my grand surprise and shock they are hitting me with another $700.00 in fees and according to them , this past Feb. they did not recieve proof of Ins. First of all is a car loan not a mortgage loan, secondly they never contacted my Insurance comp. fourth why did they wait until my last schedule payment to notify me. And finally my Ins. is $153.00 , why did they ins. the car for $700.00 . , .I contacted them a few times, I'm sick and tired of calling and always getting the same answer. This CEO AND ALL OFFICERS SHOULD BE ASHAMED OF THEMSELVES. THEY SAY THE CAR IS PAID IN FULL, HOWEVER IF I DON'T PAY THEIR FEES THEY WILL REPOSES MY CAR!! IM NOT DONE, I'M GOING TO THE BANKING COMISSION WITH THIS.
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By: Reyna C.
Acceptance Insurance
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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