Metlife Life Insurance Locations & Hours Near Medford, OR -
By: Garth H.
Insurance Marketplace, Inc.
Our family has placed its insurance needs, including home, car, boat, collector cars, Part B Medicare and Drug coverage, and umbrella liablility protection with these folks for over 15 years. In a simple phrase, they know exactly what they're doing and always keep pace with the "Marketplace". Recently a certain carrier took a rather sharp raise in rates and our IMP rep was on it in short order, actually reducing what we had been paying. Best of all, the new carrier is an in-state company, which means more of the revenue remains in Oregon.
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By: Bret D.
American Family Insurance - Barbara Deforest Agency
Barbara and her staff first first class. You would be hard pressed to find an agent that has as much integrity and class as Barbara. She is extremely knowledgable about all phases of insurnace auto, home, life, business and more. You can trust her to give you the facts when discussing your insurance needs. Go see Barbara you won't be disappointed.
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By: Dena E.
Oscar Rodriguez - State Farm Insurance Agent
I went into Oscar's office to get another agent's opinion on a situation I had been trying to resolve for a month with my current agent. And, in less than 30 minutes Oscar helped to resolve the issue that the other agent drug out for over a month. Needless to say I am switching agents.
By: Leah V.
American Family Insurance - Barbara Deforest Agency
Very helpful and knowledgeable!! Answered any and all of my questions. All of the ladies in the office are very friendly and helpful!!! Would recommend American Family and Agency's services to everyone.
By: Robbie K.
Larry Nicholson - State Farm Insurance Agent
I have had insurance coverage with Larry Nicholson - State Farm since 1997 and they have always been there when I needed them.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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