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By: Sherri I.
Ceci McClure - State Farm Insurance Agent
Hands down one of the best agencies in Florida. Ceci and her team go above and beyond to make their customers happy, I came here nearly 3 years ago and wish I could go back and have found them sooner. If I ever have a questions or problem someone is there to help me or sees to it that it gets taken care of.
By: Kenny L.
David/Greg Insurance Consultants Inc
David/Greg Insurance handles all of my policies. Auto, home, life, you name it. The relationship with him is what keeps me coming back, he's a great guy to work with and an even greater friend.
By: Ginger H.
Ceci McClure - State Farm Insurance Agent
Ceci and her staff make every experience and interaction very pleasant and helpful. They are easy to work with and I know everything will be handled professionally.
By: Tanis C.
David/Greg Insurance Consultants Inc
I had gotten insurance for my mother's boat and for her she could not even believe how simple and easy it was to sign up with David Greg Insurance
By: Alexx T.
David/Greg Insurance Consultants Inc
I knew Frank Marconi and became a client about 9 years ago. I never have any questions or problems with my insurance and it's nice not to worry.
By: James L.
David/Greg Insurance Consultants Inc
What I like most about working with David/Greg Consultants is that if I contact them with any needs I have they call me back immediately.
By: Bobby J.
David/Greg Insurance Consultants Inc
I have only had positive experiences with these guys. The insurance that I received from these guys have been top-notch and I love it.
By: Carissa H.
Ceci McClure - State Farm Insurance Agent
Ceci and her staff are always extremely professional and helpful. I have been a client of hers for years ever since she took over.
By: Chelsea L.
David/Greg Insurance Consultants Inc
David Greg Insurance gives you clear responses to any question or concern you may have. He handled pretty much all of my policies.
By: Melissa G.
Ceci McClure - State Farm Insurance Agent
I love Ceci McClure - her and her staff, everyone is so nice when we call and speak with them. They are the best people.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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