06/25/2013
By: mckma70
Progressive Insurance
Progressive in Lincoln Nebraska is alright. It considers bad driving records and allows drivers with bad driving records to have a second chance to prove themselves. I would recommend Progressive if you're one of those people who has a bad driving record and you need a second chance. The office here in Lincoln will even sit down with you by apointment and go over the policy line by line for a better understanding. All Insurance Companies want your money, but like anything else you get what you pay for so drive safely.
06/17/2013
By: jillybean327
Progressive Insurance
The customer service is in Lincoln Nebraska is poor. I would have to agree with the other post. Every time I've had a question someone always tells me they'll get back to me either via e-mail or by phone. Sometimes I've gone two or three days without getting a response from my agent. I'm seriously shopping for a new insurance company. It seems like this particular company really doesn't care as long as they have an account number and a routing number to withdraw money.
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05/06/2015
By: Tyler I.
Tyler Irons - Allstate Insurance Company
At Irons Insurance we strive to get a 5 Star rating from every customer. Please let us know if you're 5 star satisfied and we will do what ever we can to make it better
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02/10/2016
By: Julie V.
Aim Diversified
Susan at AIM is a Great person. She is easy to work with, always timely and correct. We value and appreciate her services.
09/12/2016
By: John M.
Dean R Hoy - State Farm Insurance Agent
My family has done business with Dean for over 40 years.They are honest, reliable & very helpful!!!
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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