First Assurance in Lima, OH with Reviews -
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  • 1.Guide One Insurance

    3031 Harding Hwy


    2.85 mi

  • 2.A 1 Best Rate Home Loan & Insurance Services

    613 W North St


    0.37 mi

  • 3.First Insurance Group

    2600 Allentown Rd


    2.53 mi

  • 4.First Financial Insurance Inc.

    225 N Main St


    26.32 mi

  • 5.Corporate One Benefits Co

    101 W Sandusky St Ste 306


    30.09 miServices

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By: Roy B.
Allstate Insurance Agent: Brianne Marshall
I've been with Allstate approximately 25 years now and the people know what their doing. They are very interested in taking care. Very personable and professional.
By: Holly C.
AAA Lima
AAA in Lima, Ohio is AWESOME! Shelbie Roberts is a gem! She booked two fantastic trip for me and my buddies! First location was St. Lucia, next location is Australia! Going through AAA was a snap,!
By: Penny H.
AAA Lima
We would like to thank Erica Roberts for her assistance in helping us book a trip to Europe this spring (2015). She is extremely knowledgeable, professional, and a great listener! We know we can count on her to continue to prepare us for the trip of a lifetime!
By: Karrie S.
AAA Lima
I have never had any issues with the service provided by AAA here in Lima, Ohio. I have booked vacations, used the AAA services for car emergencies, and found AAA a wonderful place to buy tickets to favorite amusement parks. The ladies in the Lima office are always courteous and helpful.
By: T C.
Corey Frazer - State Farm Insurance Agent
Thanks for helping me with my life insurance!!!
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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