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01/12/2016
By: Staci S.
State Farm Insurance - Misty Stathos
Misty Stathos has handled insurance for my entire family for many years. As a second-generation State Farm agent, she has ample experience to steer us in the right directions and answer our questions. Misty Stathos cares about her clients on a personal level, and she goes above and beyond the call of duty for her clients. With honest and trustworthy agents, I definitely recommend Misty Stathos State Farm Insurance.
10/22/2012
By: caroline.brazell.9
State Farm Insurance - Misty Stathos
State Farm Agent Misty Stathos has been GREAT to work with! She has done so much to help our family with our policies over the last several years, and we really appreciate all she has done. If you are looking for someone to help you through the insurance process, call her office for a quote. Her team is knowledgeable and very friendly.
01/19/2017
By: ae-lo1
State Farm Insurance - Misty Stathos
Misty really is a pleasure to work with, and is definitely a great insurance agent to talk to for life insurance or auto insurance, as well as business insurance, renters insurance, and car insurance. Don't believe me? Call her, it will take about two seconds for you to see what I mean.
10/22/2012
By: cutigers52
State Farm Insurance - Misty Stathos
Great place to do business. The people, locations and products offered are wonderful.
08/18/2013
By: jmarrowood
Larry Hutto State Farm
Great discount rates. Friendly service. Fast response time.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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