Insurica in Lawton, OK with Reviews -
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By: Nakima G.
Jason Hosch - State Farm Insurance Agent
Mr. Hosch is courteous and helpful. He takes the time needed to make certain that you insurance needs are taken care of. We have been working with him for the past two years, and recommend himwith the utmost respect.
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By: Ricky n A.
Allstate Insurance Agent: Stacy Adams
I have been in the insurance business for many years. It is my passion to protect my customers from life's obstacles.
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By: Christine G.
Chris Middick - State Farm Insurance Agent
Always gives AWESOME service. Good People.
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By: James T.
Pool, Dodge
Dodge Pool saved me money by teaching me how to manage my risk by placing some of my insurance with Farm Bureau & some with other companies. It was nice to find an honest man that put my interest first .
By: Elizabeth M.
US Insurance
While they have 1 good employee they have to much business for her to handle. Phones are hardly ever answered because she is busy dealing with the constant flow of people coming into the office. This causes a 2+ hour wait when you are there to pay your bill with cash. The other lady that works there rarely, is slower and more likely to screw up your account or lose your paperwork. It is obvious this company does not care about customer service and treats their employees very crapy by expecting 1 to do the job of load of 2-3 people. Their cheaper prices will just cause you to waste hours of your time!
Tips & Advices
A high-risk zone is an area that the Federal government determines is more likely to flood. There are multiple categories of high-risk areas, and the category determines the cost of insurance. Homeowners living in high-risk communities that have opted in to the National Flood Insurance Program are required by law to purchase flood insurance.
The National Flood Insurance Program is the Federal program that insures homeowners, renters, and businesses living in communities that have chosen to participate. Managed by the Federal Emergency Management Administration (FEMA), it is sold through private insurance companies. In addition to providing flood insurance, NFIP works to improve floodplain management and to develop flood zone maps.
Yes, businesses can apply for flood insurance coverage through the National Flood Insurance Program (NFIP), sold through private insurance companies.
Other than relocating to a home outside a high-risk zone, flood insurance costs will be lower if a homeowner:
  • -Relocates all utilities to an area above the floodplain elevation, such as an attic.
  • Ensures there are sufficient "flood vents" (foundation openings)
  • Eliminates the crawlspace under the house by backfilling
  • -Elevates the home with flood-resistant posts
Flood insurance premiums are not tax deductible for home unless you use a portion of the home for a business. Flood insurance is tax deductible for an owned rental property.

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