Cheap Car Insurance in Lawton, OK with Reviews - YP.com
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06/25/2017
By: Nakima G.
Jason Hosch - State Farm Insurance Agent
Mr. Hosch is courteous and helpful. He takes the time needed to make certain that you insurance needs are taken care of. We have been working with him for the past two years, and recommend himwith the utmost respect.
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05/17/2017
By: Ricky n A.
Allstate Insurance Agent: Stacy Adams
I have been in the insurance business for many years. It is my passion to protect my customers from life's obstacles.
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05/05/2015
By: Christine G.
Chris Middick - State Farm Insurance Agent
Always gives AWESOME service. Good People.
10/18/2014
By: Elizabeth M.
US Insurance
While they have 1 good employee they have to much business for her to handle. Phones are hardly ever answered because she is busy dealing with the constant flow of people coming into the office. This causes a 2+ hour wait when you are there to pay your bill with cash. The other lady that works there rarely, is slower and more likely to screw up your account or lose your paperwork. It is obvious this company does not care about customer service and treats their employees very crapy by expecting 1 to do the job of load of 2-3 people. Their cheaper prices will just cause you to waste hours of your time!
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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