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09/26/2010
By: macneill-doxey
Jimmy Hooks - State Farm Insurance Agent
I have had the pleasure of knowing Mr. Hooks for several years and from my point of view he is a very considerate and is a charitable person that will go the extra mile to help anyone in need. He has many aquaintances and long time friends in Charleston, South Carolina where he grew up and went to College and is very endeared by all.
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10/28/2015
By: Ed H.
Sutter McLellan & Gilbreath
Great for business insurance. Very patient in explaining all options. Competitive pricing. Highly recommend.
Tips & Advices
Errors and omission insurance covers business-related mistakes that lead to injury of a third party, such as neglecting to file important papers.
While property, liability and workers’ compensation are the most common types of business insurance, other types include property, business interruption, and errors and omissions.
Business insurance does not cover professional liability (due to poorly performed work), the purchase of replacement equipment, vehicle accidents not related to work, or business lost due to damaged equipment.
Factors impacting the cost of business insurance premiums include the type of business, the risk involved, the size and number of employees, your experience in the industry, and location.
No. Business insurance covers general legal issues such as injuries that occur on your property and property damage. Professional insurance covers lawsuits focused on service such as charges of negligence, contractual disputes, etc.

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