Best 30 Car Insurance in Las Vegas, NV with Reviews - YP.com
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09/10/2016
By: Ra S.
Auto Insurance America
If you are considering using this company for insurance here are just a few reasons not too. Rates continue to go up although you may be accident and ticket free. If you plan to use them for liability only they will not help you or even answer questions regarding an accident even if your not at fault. No explanation charges on your policy. Payment reversal request done when the company feels like it regardless what the tell you on the phone. Many many more reasons. Pay a little more and get a better policy from some where else. And you can't ever get through to them on the phone.
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07/11/2016
By: Jay W.
Fred Loya Insurance
Started off great even though this is the only insurance company that wants to take pictures of your car. Then they take my insurance $65 with three days notice. They claimed it was mailed out a month prior but the post date on the envelope wasn't even a week before my insurance payment was due.
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07/25/2015
By: J E.
Fred Loya Insurance
This is the worst place ever ! The agents are stuck up and rude they act like they don't wanna work especially Dhalia she's such a horrible rude disrespectful stuck up agent. Her and the rest of the agents with her DEFINATELY need to find another job because obviously they never had any customer service experience in their life. Do not go here they are the worst especially when you call their central phone transfering center since it's one phone number for contacting all locations they are so rude too !! This place needs a new staff !!!
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02/26/2015
By: Viviana T.
Fred Loya Insurance
They are stupid! This isn't even 1 star worthy!!! I had insurance with them before & they were awesome but now when I returned they made me go validate my Bill of Sale (which is not necessary according to DMV) & when I returned again they told me I couldn't have insurance with them because my father in law has a policy & they can't insure multiple people in a household even though it's been done before!
01/29/2014
By: Bart C.
Auto Insurance of Nevada
Great company Preferred Insurance of Nevada saved me money.My auto insurance company kept raising my rates,so I called Preferred Insurance of Nevada for a car insurance quote.I'm glad I did.Insurance Agency Las Vegas,Auto Insurance Agency Las Vegas,Car Insurance Agency Las Vegas,
07/08/2011
By: jimedington
Western Pacific Insurance
Just wanted to drop a quick review for Western Pacific, an insurance brokerage that really cares about making things cheaper for you. I had to upgrade coverage on a rental property because a property manager required higher limits, and the knowledgeable staff was able to recognize immediately that I needed to use a different insurance company to match the requirements. It was simple and easy and required less than 5 minutes of my time to get the correct insurance in place at an affordable price.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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