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By: bradley.bohr
Randy Bales - State Farm Insurance Agent
Simply stated, "When I think insurance, I think Randy Bales, and you should too". While I find the talking lizard/camel commercials humorous, I need my insurance agent to be serious when it comes to protecting my future. I met Randy a few years back through a mutual acquaintance, and in a short period of time since then, he's gained a lifetime of trust. A COUPLE THINGS ABOUT RANDY:He saved me $250 a month on my Health & Auto Insurance!!He's Friendly and Energetic, Honest & Fully TransparentHe's a Step Above his Competitors in Product KnowledgeHe educates his clients instead of the old "Sign Here.. Sign Here.."He does not randomly 'pitch products' and will not sell you something you don't need
By: Ashley C.
Morgan Davis Agency - American National
The knowledge and level of professionalism I experienced with Morgan was above and beyond what I am used to with insurance agencies. I definitely walked away feeling like I was paying for something I needed and have complete confidence I will be taken care of in the event of disaster.
By: ambercole
Allstate Insurance Agent: Chris A. Weatherman
Gary Kelley and his staff are true insurance professionals. They educated me about auto insurance coverage and saved me money. When I filed a claim, they were there start to finish.
By: Christine D.
Justin Aller - State Farm Insurance Agent
Justin is a great, trustworthy agent. I've been working with him for about four years now. He's knowledgeable in his field and the office staff is good to work with too.
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By: Raj N.
Legacy Insurance & Financial
Everything sounds excellent about this insurance i am gonna join with u. I was taking about this insurance with my friends. They told me good deals and good services.
By: Heather S.
Justin Aller - State Farm Insurance Agent
I switched over to State Farm last year and have been very pleased. I usually work with Jim in the office and so far he's been very professional and helpful.
By: Kim R.
Justin Aller - State Farm Insurance Agent
Justin and his staff are always reachable whenever I need them for anything. I carry all of my insurance policies through them, and its been great.
By: Terry O.
Justin Aller - State Farm Insurance Agent
I have been working with Justin Aller of State Farm for 4 years. He's so smart, very knowledgeable and great with his customers.
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By: Melissa J.
L.A. Insurance - Lakewood
Not only is urbano cute. But he is very helpful and courteous. And i love seeing his smile when i walk in. From ms. M.j.
By: Tom B.
Justin Aller - State Farm Insurance Agent
I definitely would recommend Justin Aller to anyone. He's got the widest coverage, best coverage- I honestly believe that.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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