Citizens Insurance in Lake Orion, MI with Reviews - YP.com

Temporary Error.

Please try reloading the page.

09/12/2012
By: theresa
Richard P Spano Agency, Allstate Insurance Company & Affiliates
Just got off the phone with a representative from my Allstate office. What a breath of fresh air. It's always nice to hear a friendly, helpful voice on the other end...not pushing a bunch of numbers getting you no where. I love this office for the fine caring people there. They definately care about your insurance needs. Very thorough and professional. I recommend the Richard Spano Allstate office to everyone.Thank you staff for always being there.
09/12/2012
By: auliems
Richard P Spano Agency, Allstate Insurance Company & Affiliates
What a friendly, easy place to do business with! I was made to feel comfortable and re-assured. I will certainly refer anyone I know who needs any type of insurance there. I now understand everything I needed and was helped every step of the way!
09/13/2012
By: vitamama
Richard P Spano Agency, Allstate Insurance Company & Affiliates
What I liked best is they don't waste your time. Let's figure out what you need and get it taken care of. Very helpful.
user avatar
12/09/2015
By: Spot I.
J Jacobs And Associates Inc
Great customer service. I have been with them for years and wouldn't think about going anywhere else.
user avatar
09/12/2012
By: susarno
Richard P Spano Agency, Allstate Insurance Company & Affiliates
Excellent customer serivce from the Staff at this Agency.
09/13/2012
By: xnormalx
Richard P Spano Agency, Allstate Insurance Company & Affiliates
This office is superb. Wells staffed and easy to get to.
09/12/2012
By: melly130
Richard P Spano Agency, Allstate Insurance Company & Affiliates
wonderful customer service.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

Just a moment...