All State Credit Plan in Lake Charles, Louisiana with Reviews -
By: Leah F.
Scott Raley: Allstate Insurance
Scott is the most reliable, friendly and professional agent any customer could ask for. He is always extremely transparent with how the cost of coverage through his agency compares to his competitors and always works to get me as many discounts as possible to keep more money in my pocket. I am grateful to be able to call Scott when issues arise and know I'll have a patient advocate for my best interests on the other end.
By: Robert J.
Scott Raley: Allstate Insurance
We have been with Scott Raley Allstate Agency for 12 years. They have always provided exceptional service going above and beyond for our customer satisfaction. We are especially grateful for their patience with the many questions we throw at them. We are thankful for their availability to guide us through the process of finding the right insurance options for us.
By: Ross R.
Scott Raley: Allstate Insurance
Excellent customer service and the sort of professional expertise you expect from an agent who has been advising his clients on insurance for many years.
By: Ross R.
Raley Scott Insurance Agency
Scott Raley Insurance provides the excellent, professional insurance experience that all customers deserve.
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By: Sabrina C.
Kelly Lee Insurance
Good people and because they write for multiple companies they can find great rates. Give them a call.
By: Ellen R.
Scott Raley: Allstate Insurance
Always offering reviews of policies and answers all questions.Friendly staff and knowledgeable staff.
By: Celina L.
All-State Credit Plan
They are very nice and work with you any way they can I will use them again any time I need them.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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