Best 30 Independent Insurance Agencies in Knoxville, TN with Reviews -
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By: Alberto C.
Carlos Insurance Services
Saving money is my number one goal, Carlos insurance save money In my car Insurance, I need it the SR-22, quote in my motorcycle was great Thank you to the Carlos Insurance Team.
By: Alberto C.
Carlos Insurance Services
Thank you Carlos Insurance, he save me money in my Car and home insurance, i highly recommend his Agency.
By: Taylor H.
Farmers Insurance - Terri Weatherly
Treats everyone she surrounds herself with like they are scum. The most unprofessional person I have ever come into contact with. I will spread the word until people know how fake and manipulative she truly is.
By: Ryan M.
Farmers Insurance
Great rates and excellent customer service. Staff at his office was very knowledgeable and super friendly!!!
By: Drew M.
Farmers Insurance
Ryan and his team are the best in the business. You will be very happy working with them. I could not speak any higher for them. A+
By: Barry C.
Farmers Insurance
Ryan and his staff are doing what a great agent does, takes care of his clients. Ryan is a master at business insurance. He has help us so much. Ryan keep up the great work. Thanks
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By: John D.
Renee Bobbitt Insurance Agency
Renee is very passionate about helping people and doing all she can to properly insure her clients and help them save money, she is very professional and friendly as well, she tried her best to get me the lowest rates possible with the best plan available, she answered all my questions about the current bill and explained to me all types of benefits and deductibles that I never understood before, she saved me half what I was paying before on my auto insurance and put me on the proper plan, she advised me how to completely protect my properties with the lowest cost possible, she also gave me booklets that explains different types of home and auto insurance in detail and simple way, I learned a lot about the insurance world from her, am completely satisfied and I would recommend her to all my family and friends.
By: Randy M.
Whedbee Insurance Agency
A great agency and fine people. They have went the extra mile to help me on many occasions on both home owners and automotive insurance needs. I highly recommend these folks and can't imagine dealing with anyone else.
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By: Andrea M.
Allstate Insurance Agent: Terry Henley
Poor Organization. I have tried to update my address with them for 3 years now. In 2010 I signed up for Renter's insurance with them. In 2013 I bought a house and cancelled my Renters and got Home Insurance with them at a NEW address. I just called to cancel my home insurance with them and the women that answered - Just said OK It's done. When I thought that was odd, I asked her the dates of my policy and if they send refund checks. Which then lead me to ask her, WHERE? Don't you need my forwarding address?! They still had the wrong address (Previous renter's address on file yet I bought a new house and had home insurance with them... not comforting!) Not to mention that I needed to schedule my cancellation, but she didn't want to take the time to ask those type of questions. They will also send you numerous ads and calls to sign up with them for insurance you already have with them!! Annoying.
By: Eugene B.
Allstate Insurance Agent: Lonnie Jones, Jr.
I have been a customer of Lonnie Jones Allstate Agency for several years. Everyone that I've dealt with has been very helpful. As I've made improvements to my house, my rate has actually gone down. I would recommend them to anyone.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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