Country Companies Insurance in Kankakee, IL with Reviews -
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By: bamarion
Cheryl Mosely - State Farm Insurance Agent
Terrible. My husband and I signed up with State Farm a month ago when we were car shopping because they had the lowest rate for the car we purchased. Upon purchasing the car, we were "misquoted" and raised our rate up by $50. We called our "agent" who did not call us back for a week and was not in the office for an entire week. Finally, she called us, was extremely rude to us and did not care about the mistakes on our end. We then decided to leave the company and she tried to charge us for extra days among other things. NEVER would I recommend her to anyone. She was the worst customer service agent that I have ever dealt with.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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