Insurance Express Locations & Hours Near Joplin, MO -
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By: Stu H.
Allstate Insurance Companies
Definately a Mickey Mouse operation. Blah blah blah blah blah blah blah blah blah blah blah blah blah
By: Jeremy L.
First Missouri Insurance Co.
The customer service that this agency offers is great. I am very satisfied and would recommend them to my friends and family!
By: Mary L.
First Missouri Insurance Co.
Thank you for always delivering top notch customer service. I know my insurance is in great hands with this agency.
By: Hannah L.
First Missouri Insurance Co.
The agents at First Missouri Insurance are always determined to find their clients the best policies at the best rates.
By: Tammy W.
First Missouri Insurance Co.
First Missouri Insurance Agency is the best in the Joplin area. They offer excellent policies no matter what coverage your looking for.
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By: Tara S.
Winnett Insurance Agency Inc
They charged me $25 just to sign me up for auto insurance, they did not give me the best rate, and did not tell me about cancellation fees. I called another insurance company when I got home and got better coverage and lower rates, but was out a total of $75 ($25 for Winnett's office fee and $50 for cancellation fee) less than a day after signing up. I would not recommend them to anyone. It took less than 15 minutes to sign myself up for auto insurance. Do not waste your time with these people. They are neither friendly or competent.
By: Jen P.
First Missouri Insurance Co.
The customer service can't get any better at Don Gould Agency.
By: Emily W.
First Missouri Insurance Co.
I appreciate how often First Missouri Insurance communicates with me regarding my policies.
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By: bharmsen
Matthew Gibson State Farm
Matt and his team are new in town and are eager to please their customers. I appreciate their eye for detail. I enjoy having an agent that is enthusiastic about their job and hasn't become complacent over the years. They are willing to make sure your insurance and banking needs are met. I wasn't aware of all the needs they can provide until they made the suggestions without me even asking from car loans to investment advise. Matt's agency has my business for life.
By: Grace B.
First Missouri Insurance Co.
The staff at First Missouri Insurance Agency truly have their clients best interest at heart.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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