Best 30 Insurance in Janesville, WI with Reviews -
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By: Wes H.
TLLA Insurance Agency
I was involved in a vehicle accident and this agent contacted me within 45 minutes of the event aggressively demanding reparations for damages caused by the other party's (his client) involvement. I was confused, flustered, and upset, but that does not entitle a "professional" from being aggressive, advantageous, and using profanity towards me. Extremely verbally abusive and profane. He told me before hanging up on me to "Kiss my a$$ you little bit**". I was more disturbed by the phone interaction than I was with the actual accident. This agent is unprofessional, deviant, and is a reason why insurance agents have a terrible reputation. Do not do business with this man and if you have to...make sure you have all of your legal ends secured and supported. Borderline criminal.
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By: Shawna J.
HealthMarkets Insurance - Christine Gensler
Very rude and I would not recommend her to anyone! Very unprofessional and rude when I spoke to her.
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By: Shannon C.
Schwartz & Shea Insurance Agency
Called for a quote 2 weeks ago....still waiting so I went with someone else. If a simple task like this can't be handled, one can only imagine how they handle and actual claim. I would look else where for an insurance company!
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By: Russell Z.
TLLA Insurance Agency
This is by far the worst agent in town. I had a close friend have a claim and the company asked them to show 4 years of tax returns to prove they were not having money problems and trying to scam them. My friend went to court and did get her claim paid. When I went in to switch my insurance to another company the owner Phay called me cursing and telling me he would come and get me. I went into his office and he came out screaming and has refused to transfer my insurance to another company. I will never ever refer this unprofessional bully to anyone ever. If you want Erie insurance several other vendors in town sell it. Take your money else were
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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