Geico Insurance Locations & Hours Near Jackson Heights, NY -
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By: Diana S.
Kalra Insurance Agency
Best prices for auto, home, commercial and life polices! The staff is just amazing, very professional and polite. They are the best in the area. I have been with them since 2014 and it has been an amazing experience. I would highly recommend them.
By: Stany F.
Steve Sharma - Allstate Insurance Company
very knowledgeable ful and best customer service I have ever seen.saved me lot of time and money.wish him best of luck.
By: naresh_patel
Kalra Insurance Agency
Unmatched premium. I went to Kalra to get my life insurance. I have heard about how many years of experience they have being into industry but finally they proved it to me. I really got good rates for my life insurance and i am also switching my car insurance with them. I also made my friend to switch his car insurance to Kalra. He got 20% less the premium he was paying with his old car insurance company. Thumbs up!! They are the best with their 28 years of experience. The customer service is Great !!
By: kathy_atkinson
Kalra Insurance Agency
The customer service is great. Finding better rate for life coverage can be over whelming but Kalra made is enjoyable. I am glad to choose this company. I will tell my family and friend for sure.
By: akta_patel
Kalra Insurance Agency
I was looking for cheaper car insurance and i met Mr. Sanjay Kalra. I never had any review for his company so i was bit hesitant getting quote from him but they got me really good deal from GEICO. A year later i got my life insurance and home insurance from him and aging he help me get lowest premium and best coverage for both. I will definitely recommend him to my friends and family members.
By: pachito
they were kind with the service, they anwers all my questions. They give me a complete insurance for my business, commercial auto, worker compensation, the health and life insurance. is good to have someone that you can help you.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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