Jackson National Life in Irving, TX with Reviews - YP.com
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08/16/2017
By: dawniehagen
Union Standard Insurance Group
HOW is it that this place is in business? These folks are crooks and should be investigated. A policy holder of theirs (a semi driver for Border Pallets of El Paso) hit me in June. Trying to get these people to pay for the damages and medical treatment has been exhausting and, thus far, incomplete.
06/29/2017
By: G P.
Marcelo M Campon Agency-Nationwide Insurance
This clown wasted a week of my time and caused me to lose a job! I asked them to summarize the policy quote in lieu of just telling me on the phone, they then canceled the quote! I then went to see them and tell them I want to proceed and to email me the summary so I know what I am getting and they said "no, you had your chance to pay last week"!. I should have known that when I first called one of the numbers posted on-line (Marcelo Campon's cell phone), he said "who do I think I am calling his cell phone"!!! Absolute jerk-offs and frankly, there was a smell of racism each time I dealt with them. BAD GUYS - ROOKIES - STEER CLEAR!
12/07/2016
By: Rob G.
Adrian Howard - State Farm Insurance Agent
Great agent, saved me a lot of money when I transferred from another State Farm agent. Very thorough and customer oriented. I recommend them to all my friend and family. Great folks to work with.
09/07/2016
By: Chad H.
Barbara Schmidt - State Farm Insurance Agent
I've been with Barbara for 7 years and I've never had a bad experience. The staff hasn't changed since I started with this office, they have been wonderful to work with. They're very knowledgeable about the insurance industry. I dread the day Barbara retires!!!!!!
09/19/2014
By: David M.
Twg Insurance
Corey has always been a great help with my insurance needs. And on the rare occasion I do not get to talk to Corey everyone else at TWG have always done an outstanding job.
06/23/2014
By: Robert G.
Twg Insurance
This is an excellent insurance company. They are competitive in pricing, have amazing agents that address your concerns/questions without fuss, and deliver as promised. I have a feeling that when or if I will really them, they will be just as amazing. Thank you Jessica Burks for excellent work, you are an excellent agent just as Christine Baird was. Wish you all the best. Am happy to have my insurance needs with you.
03/16/2014
By: John W.
Twg Insurance
friendly and helpful information. Also quick service.
03/01/2014
By: Gary M.
Union Standard Insurance Group
Was with this insurance company for my remodeling business for years...had one single claim and they dropped me. Reason for Non-Renewal: Accident or Losses...Obviously a one-time-use insurance!
10/18/2013
By: mdespain001
State Farm Insurance
The Linda DeSpain Agency has the best service that I have ever experienced! They go the extra mile to help - I have all of my business there -Home, Auto, Life, Auto Loan, Credit Card, IRA and my Business Insurance -they do a great job on all of it and I only have to remember one phone number.
09/10/2013
By: candace.e.barnett
Twg Insurance
In all of my interactions with Robert Farish, he has been prompt in returning my calls, professional, considerate, friendly, and makes something that would usually be unpleasant for me much easier and enjoyable. He is knowledgable about what he does and I feel confident that whenever I work with him he keeps my best interests in mind. Thanks Robert!
Tips & Advices
There are many different providers and plan types, so  shopping for life insurance can be complicated. The first step involves understanding the type and amount of life insurance you need. From there, use online tools or contact local insurance agents to get quotes on rates and learn about how to apply.
The cost of a life insurance policy is determined by two things: the guaranteed benefit amount and the individual risk of the policyholder. The latter is more complicated, and includes many  factors, including health, age, and  occupation. As of May 2017, a 30-year-old woman purchasing a 20-year, $250,000 term life policy can expect to pay about $141 per year. For comparison, a 60-year-old woman purchasing the same policy can expect to pay $1,033 per year. Since women have longer life expectancy on average than men, the latter can expect to pay slightly more. The same 20-year, $250,000 term policy will cost a 30-year-old man $156 per year on average.
Certain specialized policies may provide income replacement in the event of disability, disease, or another situation where it may be impossible to work and medical expenses are high. One common alternative is known as an “accidental death and dismemberment” policy. AD&D policies work similarly to term life plans, but will only pay out death benefits when a fatality is caused by an accident, or if the policyholder loses a limb or the ability to see or hear. Death from a heart attack or cancer, for example, is usually not covered by AD&D, but these policies might offer lower premiums than a standard term plan.
Many adults with children choose to buy a term life plan that covers them from the birth of a child until they turn 18, which is often the most cost-effective way to insure against the risk of income loss from unexpected death. While it  is possible to save enough cash or invest to provide even more funds in case of such an emergency, investing is subject to more risk of loss than a life insurance plan, and accumulating enough savings to provide a sizeable safety net can be difficult.
Whole life and universal life plans are each considered a type of “permanent life insurance.” Universal life is often similar in concept to whole life, but offers more flexibility in premium payments and cash withdrawals. For example, you might be able to temporarily pause or reduce premium payments at any time under a universal policy. It’s also often possible to borrow from what you’ve already paid into the plan or against a guaranteed death benefit in the form of a loan.

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