Navy Federal Credit Union in Irvine, California with Reviews -

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By: charlespalmbeach
Lexington Home Loans
Lexington Home Loans, Thank you! My wife and I are very thankful for their assistance in refinance of our home. Before we contacted Lexington we had liens that did not belongs to us and thus prevented us moving forward in refinance. Don't get me wrong we both have sterling credit and with credit above 780 in the medical field. Prior before their involvement we have hired a local closing attorney in resolving it. Needless to say after paying over $2500 to the closing attorney with NO result. We were very discouraged and we tried to contact the old lenders where they give us nothing but run around. We know these type of issues should be resolved ahead of time and prior to our refinance with anyone. After discussions with Lexington Home Loans they were willing to help. It took them over 2 1/2 weeks to clear them out. (WITHOUT ANY CHARGES) Our refinance was on its way with appraisal and it was a smooth closing thereafter. We were thrilled.Today we are taking out our time to provide them an excellent rating because they took that extra effort with our family in return. We read allot of other reviews about them and know that they do care for their clients. Not alot of company is willing to take on these type of old title problems. We really appreciated all their effort.Sincerely,Charles and LauraWest Palm Beach, FL
By: dougfirecapt
Lexington Home Loans
Professional, low hassle, quick turnaround Received a refinance notification and I have contacted them 18 days ago. My bank never offered a lower rate and I was told by my bank is running 6 months behind. I called and was immediately talking with a representative. I was provided with accurate quote information, sound advice, and loan process (such as time to close, costs, especially our tax stamp fee… etc.) -- thanks to Chris! Overall the process went very smoothly. Initial application/paperwork was all handled electronically. An appraisal assessor called and scheduled a visit within 2 days. Where we live at Coral Springs, Florida we don’t get this type of quick services. A representative kept me apprised of progress and answered questions quickly about the fees and my final closing cost breakdown. They did keep up their promise to call me locking my rate when my loan is approved. The notary was also scheduled. There was some last minute work to be done due to an employer change on my part, and the Lexington support team quickly collected the documentation required and updated the application package for the underwriters. Thanks to Toma! I definitely recommend Lexington Home Loans and would use them again! Salute and you have earned my respect.
By: Michelle T.
Lexington Home Loans
Lexington did a fantastic job on our purchase of our West Hollywood Hills property! They kept their promise and explained the process to us. We have obtained “Lexington buyer credit approval form” prior before we begin home shopping. Buying a house can be very stressful. There were total three offers including ours. We were told that because we are a solid buyer our offer was accepted. The other two offers had some kind of “prequel” from other mortgage companies which we didn’t know this could make any differences between a prequel vs. buyer credit approval. Initially, we thought okey it makes sense by providing Lexington all incoming documentation prior before we have even identified a house. Thereafter, we had our approval within 5 days and to make a story short all they needed thereafter we found our dream house was our signed purchase contract, appraisal and title. Most importantly, our sense of comfort is there and stress level is not as high. My realtor loved them as well we are able to close within 2 weeks. We wish to share our joy and thank them publically. Yes, we would recommend them. Five stars from my husband and I. Thank you and our experience has been wonderful!
By: Tim M.
Lexington Home Loans
After three weeks our refinance was completed last week. My wife and I both have over 740+ credit score and on a fixed income. We shopped around including our bank, Bank of America. Needless to say, Lexington delivered their promise. We are giving them a 5 stars not only we are picky additionally their service level is more than satisfactory. Our loan is over 1 million + and they are able to use our bank statements to qualify. Granted that we may not be the easiest people to work with. We are more than pleased with their communication, honesty and integrity when it comes to our finances. On the same token we are just greatly disappointed with Bank of America after banking with them for over 25 years+ with high cost and rate. Now we are able to save well over $1200+ per month. We have recommended Lexington to our family and friends. We want our community to know Sandy the service manager is a great contact and the mortgage banker Chris too. & chris.c@lexingtonhl.netThumbs up! Tim & DebbieMeyers FamilySan Jose, CA
By: melissageorgeand3
Lexington Home Loans
Excellent Service & A Fabulous CompanyMy wife and I had a positive experience with Lexington Home Loans. Our approval was fast, they went over our rate lock and benefits several times during this process. We locked our loan just before rates starting to going up. We were ecstatic by listening to Lexington’s advise and we thought the rate was going lower glad that we didn’t wait. Our signing was on last Tuesday night. 2.65%, 15 Yrs. with much lower closing costs than BofA. We saved thousands of dollars compared to the last closing we did on our home! Robert was our initial contact person and he definitely knew what he was doing! He quoted a final cost for us to refinance and he came within just a few dollars of that quote when we finally closed! Everyone we dealt with at Lexington Home Loans was very professional and made our home refinance experience a positive one! We will certainly recommend Lexington Home Loans to my family and friends! Sincerely,George & Melissa
By: Mike D.
Lexington Home Loans
Just had our loan funded. We promised we would take out our time to write a review when Lexington delivers their promise. They sure did. We have 800+ credit and but on a limited income. We were able to lower our payment and also able to cut off 4 years of our term. Their staff are professional and able to walk us through every step of way. Our agent Chris was upfront and able to break down all costs. We were given our "choices of options with savings". We did shopped around prior to and Lexington Home Loans was about few hundred dollars higher than some other company that I found on internet. In overall, they are much lower than my bank. Trust and services are big to my wife and I. We are more than pleased with their service level when others do not have the patience. Sir you made us proud to be your client. Once again thank you all at Lexington for your great work. May God Bless you all.Sincerely,Darlene and MikeCalifornia
By: jonathan_bhc
Lexington Home Loans
We would recommend Lexington Home Loans. We were recommended by one of our close friend who has refinanced through their Black Label LTD program. (High Networth, Who is Who...). Our closing was smooth and never once had any surprise. Although we were hoping to close our refinance in two weeks they did it in 23 days. We shopped their offer with two banks and another lender they were by far the most competive one in rates and cost. We have high loan amount and they have provided two options for us. Evrything was upfront. At the end 3.99% and some closing costs to reduce our monthly payment was our choice. While everyone else offered us over 4.25 to 4.50%. We didn't mind to pay for points to lock in a long term savings. We will recommend this company to my colleagues and our friends. Your Truly,Jonathan & Laura
By: emilyonline42
Lexington Home Loans
We are giving them a five star on customer service, knowledge, expertise, fees and rates. Our bank quoted us with unimpressive cost and a term that we never wanted. We have received a mail notification from Lexington Home Loans and decided to check them out. We received two options from Lexington and were explained about the benefit of each. My husband and I are delighted with savings, rates and decided to move forward. Appraiser contacted us within few days and our loan closed in two weeks. We were pleasantly surprised with their turn time. Our signing went fine and we are taking out the time to give them a positive review because they earned it.Emily & CharlesTempa Florida
By: Bill V.
Lexington Home Loans
It took only 12 days to close my loan. This is a painless process for me. Everything was upfront and straight forward. They were able to cut my term about 8 years off where Quicken Loans and BofA just want to sell me another 30 years fixed without really understand my goal. As a senior manager of a fortune 500 company time is money, I am recommending Lexington Home Loans for their Excellence in service. As a consumer we need more company like them to serve our community. This is my reason for 5 stars rating based on communication, knowledge, service attitude, cost and rate. Steve the manager is an asset to this firm. Nice job!Bill Veghte
By: Debbie M.
Lexington Home Loans
My husband and I have just closed a Lexington Signature loan. No Closing Cost! We have obtained a veteran loan with savings over 210 dollars per month which we can use and they are able to offer us a free appraisal which was nice touch. We don't normally review any company and have a high standard. We are giving them a five stars and they deserves it to be honored and recognized for VA community here. Very transparent and detailed. No surprises or hidden fees. We don't like surprises and they got the job done! We have recommended our friends to Lexington.It has ben our pleasure.Your Truly, Debbie M. from Florida

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