07/18/2013
By: indycommander1
Nationwide Insurance
The right hand does not know what the left hand is doing. Agent we had was very nice and seemed to know what they were doing; However, the accuracy of information we verbally discussed and agreed upon was not what the policy and bill stated. We called to pay our bill and it was a different price that the agent originally quoted to us. This happened approximately 3 times. We attempted to work the miscommunication out with our agent. However, we then received a new revised policy and bill amount. We felt like the local agency and the main company were not working together and we were caught in the middle of their game of 'hot potatoe"
03/19/2013
By: paul.white.940
Cunningham-Weatherspoon Agencies
The Cunningham-Weatherspoon Agencies of American Income Life is an enjoyable place to work. From the competitive spirit to the ongoing training, this agency maintains a family atmosphere. The SGA's, James and Jamison genuinely care about the agents' success. They definitely lead from the front. They share their experience to make it easier for those that are new. Whether an agent is there for a moment or a lifetime, it is a rewarding experience.
10/18/2012
By: debhepworth
Wilson Family Insurance
I walked in without and appointment and was immediately taken care of by Pam Wilson. She was very informative, easy to talk to and gave me what I needed quickly and within a $ amount that was less than I expected, which is nice. I was really impressed with her service today. I would recommend her to anyone that needs an insurance quote. She has access to many companies and will pick the best one that suits your needs.
01/08/2013
By: bruce.beikman.5
Doug Miller - State Farm Insurance Agent
I must say the staff at the miller agency have been very professional, curtious and understanding. they have gone out of their way in communicating with me in a very timely fashion. Mr. Miller is a very honest and caring individual and I will recommend this agency to friends and family. Thanks again for helping me in my time of need.
06/24/2014
By: M D.
Sarah Holtrup - State Farm Insurance Agent
My house was one affected by the explosion in Richardmond Hills. Sarah and Renee were there for me every step of the way. Renee called me EVERY day to check on us. Renee has been awesome helping us through whatever it is we may need. The customer service we receive is outstanding and we feel lucky to have found such a great agency!!!!
02/20/2015
By: Wendy C.
Allstate Insurance: Ann Bell
I have been doing business with Robert and Ann Bell for many years. I have always received honest and reliable service. I have Auto, Home and Life insurance and I am very pleased with my services. If you are looking for someone you can trust this is the place for you! Thanks for all the years of great service and friendship!!!
01/18/2017
By: samz6340
Haleh Krauter - State Farm Insurance Agent
I highly recommend Haleh Krauter, State Farm Agent, because of the depth of her knowledge. She can easily explain why she is recommending specific insurance programs and how to insure most cost effectively. And, she asks me great questions so she can quickly assess what coverage and other services I require.Sam Z.
07/01/2014
By: Melissa C.
Sarah Holtrup - State Farm Insurance Agent
I would highly recommend Sarah and Renee as your insurance reps!!!!! They make it easy to switch over and explain all coverages in full detail so you truly understand what you are covered for. Also, Renee took the time to really to get to know us to adequately insure my family and I.
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03/03/2015
By: tiffanyhanson
Farmers Insurance
Mike is a very straightforward and honest guy and REALLY understands customer service. I would recommend him to anyone! Ask him about Farmers' New Roof Discount for your homeowners policy!!
11/24/2016
By: Robert F.
Chris Stonebraker Insurance
He has more than one company so he can find you the best affordable insurance that is right for you! He is a very nice guy and he always answers his phone even while he's off the clock!
Tips & Advices
Lender's title insurance is designed to protect the interests of the mortgage lender, and it covers only the portion of the equity that is owned by the lender. Owner's title insurance is crafted to shield the interests of the homeowner, and it provides coverage for the homeowner's equity in the property.
Title insurance only covers claims and encumbrances that are already a matter of public record. Title insurance does not cover claims that haven't yet been recorded. Also, title insurance offers no guarantee that you are buying a legally created parcel of land that can be used for the purpose of real estate development.
A title defect is an obstruction that affects the ownership of a property. Liens, mortgages, and judgements are all title defects, and they can prevent a seller from legally offering full rights to a piece of property. A title defect can also take the form of improper wording of the title document or improper recording of the ownership or property forms.
If you have an owner's policy, your title insurance will never need to be renewed. However, if you refinance your home, the lender will require you to invest in a new lender's policy. A new lender's policy is required even if you are refinancing with the same lender with which the original purchase of the property was made.
With lender's title insurance, coverage lasts until the mortgage is paid in full. With owner's title insurance, coverage lasts for as long as the owner or the owner's heirs have interest in or ownership of the property that is covered.

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