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By: rebeccab2
State Farm Insurance
I can only say I am satisfied with my insurance coverage and costs. As of yet, I have not had to make any claims, so I am unable to say how that would go. (good thing). I have been given quotes that would save me money, to a point of being interested in changing, but the switch has not been convenient enough to change my loyalty. I don't mind paying a little more IF I am assured I will be taken care of if (and only if I hope) I am ever in need of any claims being filed. I guess it is peace of mind at this point. Thank you for your excellent customer service.
By: aughty
Chase Bank
Been with these guys since they were Washington Mutual. NEVER had a problem with customer service via phone, NEVER had a problem with mystery purchases on my account, NEVER had a problem getting a hold of money when I needed it. The only time my card was stolen, they were quick to respond, cut off the card and refund the charge that was made on my account. Thus far, the only bank that I fully trust. Thanks Chase Bank! :)
By: danmart66
State Farm Insurance
After seeing the commercials with the dude who plays the president on 24, I decided to go in and see what Ferraro Jr (the State Farm closest to me) could offer compared to the other major companies. The associate was VERY knowledgeable and I found out I was paying too much for insurance I didn't need. He totally hooked me up. Go see these guys STAT.
By: reviewmasta
Number 1 Insurance
Number One Insurance was easy to work with and get car insurance quickly. I wasn't very knowledgeable but they got me a good deal and price.
By: Fred S.
Marie Pham - State Farm Insurance Agent
Marie has provided great customer service and she is very personal. I have been Marie's client for over 25 years.Fred
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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