Mercury Insurance Locations & Hours Near Huntington Beach, CA -

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By: rebeccab2
State Farm Insurance
I can only say I am satisfied with my insurance coverage and costs. As of yet, I have not had to make any claims, so I am unable to say how that would go. (good thing). I have been given quotes that would save me money, to a point of being interested in changing, but the switch has not been convenient enough to change my loyalty. I don't mind paying a little more IF I am assured I will be taken care of if (and only if I hope) I am ever in need of any claims being filed. I guess it is peace of mind at this point. Thank you for your excellent customer service.
By: danmart66
State Farm Insurance
After seeing the commercials with the dude who plays the president on 24, I decided to go in and see what Ferraro Jr (the State Farm closest to me) could offer compared to the other major companies. The associate was VERY knowledgeable and I found out I was paying too much for insurance I didn't need. He totally hooked me up. Go see these guys STAT.
By: reviewmasta
Number 1 Insurance
Number One Insurance was easy to work with and get car insurance quickly. I wasn't very knowledgeable but they got me a good deal and price.
By: Fred S.
Marie Pham - State Farm Insurance Agent
Marie has provided great customer service and she is very personal. I have been Marie's client for over 25 years.Fred
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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