Affordable Insurance in Huntington Beach, CA with Reviews -

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By: rebeccab2
State Farm Insurance
I can only say I am satisfied with my insurance coverage and costs. As of yet, I have not had to make any claims, so I am unable to say how that would go. (good thing). I have been given quotes that would save me money, to a point of being interested in changing, but the switch has not been convenient enough to change my loyalty. I don't mind paying a little more IF I am assured I will be taken care of if (and only if I hope) I am ever in need of any claims being filed. I guess it is peace of mind at this point. Thank you for your excellent customer service.
By: danmart66
State Farm Insurance
After seeing the commercials with the dude who plays the president on 24, I decided to go in and see what Ferraro Jr (the State Farm closest to me) could offer compared to the other major companies. The associate was VERY knowledgeable and I found out I was paying too much for insurance I didn't need. He totally hooked me up. Go see these guys STAT.
By: reviewmasta
Number 1 Insurance
Number One Insurance was easy to work with and get car insurance quickly. I wasn't very knowledgeable but they got me a good deal and price.
By: Fred S.
Marie Pham - State Farm Insurance Agent
Marie has provided great customer service and she is very personal. I have been Marie's client for over 25 years.Fred
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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