Baja Auto Insurance Locations & Hours Near Houston, TX -

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By: Stephanie B.
AMAX Auto Insurance
Suleika and Claudia make this office feel like family. I was hospitalized over the Christmas Holidays and did not return their calls. They were so kind and professional and looked after myself account while I was gone. They are proactive and always on top of things. I have never had such great customer service and I have been around a while. I will never take my insurance anywhere else.
By: Czarina H.
AMAX Auto Insurance
it was a good insurance and cheap on prices. i would recommend this insurance to anybody. the people that work there are really friendly. they actually take there time with us coustomers
By: mellyvela
Vela Auto Insurance
At Vela Auto Insurance we have low rates, friendly service, and actually take the time to explain to you your options and benefits of each coverage to meet your insurance needs.
By: Gladys M.
Freeway Insurance
Good service, respond quickly via email. The insurance selection was good as well. I would recommend anyone to give them a shot.
By: Tom J.
Houston Auto Insurance For Less
Wow you guys are amazing thank you so much for your help the insurance quote i got from you was the lowest by far thank you .
By: Karinne M.
Baja Auto Insurance
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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