Best 30 Flood Insurance in Houma, LA with Reviews - YP.com

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06/28/2016
By: Cally M.
Terrebonne Insurance Agency
Terrebonne Insurance Agency is excellent at informing their customers of new coverage and discounts which I think is great. Not many places do that these day. Keep up the great work you guys. It is much appreciated.
07/17/2015
By: Ashley J.
Terrebonne Insurance Agency
My favorite part about these guys is the fact that they are so friendly, I ended up becoming close friends with them. They are experts in the field and are all-around good people!
01/04/2016
By: Helen F.
Terrebonne Insurance Agency
What I like about them is that they're always there for you. They do what they say they're going to do and I would definitely recommend them to my friends and family.
11/02/2015
By: Tammy M.
Terrebonne Insurance Agency
What I like most about this agency is their customer relations. They are upfront and clear about everything. I would recommend them to my friends and family.
05/04/2015
By: Tom H.
Terrebonne Insurance Agency
Terrebonne Insurance Agency provides great service each time. I have highly recommended your services to friends who are in the area.
02/15/2017
By: Doug P.
Terrebonne Insurance Agency
Terrebonne Insurance Agency worked rather quickly and efficiently to get me the best quotes for my homeowners insurance policy.
02/18/2015
By: Carlie M.
Terrebonne Insurance Agency
I really like how the staff at Terrebonne Insurance always do what they say they are going to do. Everyone is awesome.
12/01/2015
By: Wendy D.
Terrebonne Insurance Agency
Their entire staff is very friendly and the customer service is excellent too. I wouldn't want to go anywhere else.
08/27/2015
By: Karen H.
Terrebonne Insurance Agency
They are so good I can't even think of anything they can do to improve. So much of what they do is just great.
12/03/2014
By: John P.
Terrebonne Insurance Agency
Terrebonne Insurance always meets every aspect of my insurance needs. Great, affordable service.
Tips & Advices
A high-risk zone is an area that the Federal government determines is more likely to flood. There are multiple categories of high-risk areas, and the category determines the cost of insurance. Homeowners living in high-risk communities that have opted in to the National Flood Insurance Program are required by law to purchase flood insurance.
The National Flood Insurance Program is the Federal program that insures homeowners, renters, and businesses living in communities that have chosen to participate. Managed by the Federal Emergency Management Administration (FEMA), it is sold through private insurance companies. In addition to providing flood insurance, NFIP works to improve floodplain management and to develop flood zone maps.
Yes, businesses can apply for flood insurance coverage through the National Flood Insurance Program (NFIP), sold through private insurance companies.
Other than relocating to a home outside a high-risk zone, flood insurance costs will be lower if a homeowner:
  • -Relocates all utilities to an area above the floodplain elevation, such as an attic.
  • Ensures there are sufficient "flood vents" (foundation openings)
  • Eliminates the crawlspace under the house by backfilling
  • -Elevates the home with flood-resistant posts
Flood insurance premiums are not tax deductible for home unless you use a portion of the home for a business. Flood insurance is tax deductible for an owned rental property.

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